name = "Crop insurance — Wisconsin (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Wisconsin (2026): 66,301 policies sold, $777,690,712 total liability, $69,023,331 total premium, $839,170 indemnities paid, loss ratio 1.2%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wi.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wi/state-identity"
warrant = "RECORDED"
name = "Wisconsin had 66,301 crop insurance policies sold in 2026 across 25 commodities"
text = "The USDA Risk Management Agency Summary of Business records 66,301 crop insurance policies sold in Wisconsin (WI) for 2026, covering 25 commodities across 71 counties. Total liability covered: $777,690,712. Total premium: $69,023,331 (including $49,492,021 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state WI, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wi/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Wisconsin for 2026: $69,023,331 total, $49,492,021 subsidized"
text = "Atlas Commons sums $69,023,331 in total premium and $49,492,021 in government subsidy for crop insurance in Wisconsin for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state WI, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wi/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Wisconsin for 2026: $839,170"
text = "Atlas Commons sums $839,170 in crop insurance indemnities (claims paid) in Wisconsin for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 216 of 66,301 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state WI, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wi/loss-ratio"
warrant = "DERIVED"
name = "Wisconsin crop insurance loss ratio for 2026: 1.2%"
text = "Atlas Commons computes Wisconsin's crop insurance loss ratio for 2026 as 1.2% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state WI, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wi/top-commodity"
warrant = "DERIVED"
name = "Corn is the largest crop insurance commodity in Wisconsin by liability (2026): $349,873,522"
text = "By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Wisconsin for 2026 with $349,873,522 in liability across 27,847 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state WI, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wi/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Wisconsin (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/wi"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "66,301"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "216"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$777,690,712"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$69,023,331"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$49,492,021"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$839,170"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "1.2%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "25"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "71"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$349,873,522"
Policies_sold = "27,847"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$148,773,510"
Policies_sold = "24,579"
Loss_ratio = "0.2%"

[[top-commodities]]
Commodity = "Cranberries (0058)"
Total_liability = "$102,313,475"
Policies_sold = "196"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Forage Production (0033)"
Total_liability = "$67,142,604"
Policies_sold = "1,115"
Loss_ratio = "5.8%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$46,163,908"
Policies_sold = "585"
Loss_ratio = "1.0%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$33,899,798"
Policies_sold = "4,736"
Loss_ratio = "5.5%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$19,118,824"
Policies_sold = "523"
Loss_ratio = "4.1%"

[[top-commodities]]
Commodity = "Forage Seeding (0032)"
Total_liability = "$2,951,707"
Policies_sold = "2,896"
Loss_ratio = "10.4%"

[[top-commodities]]
Commodity = "Apples (0054)"
Total_liability = "$2,571,914"
Policies_sold = "14"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cherries (0057)"
Total_liability = "$2,352,857"
Policies_sold = "8"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Green Peas (0064)"
Total_liability = "$1,005,965"
Policies_sold = "524"
Loss_ratio = "34.1%"

[[top-commodities]]
Commodity = "Processing Beans (0046)"
Total_liability = "$602,037"
Policies_sold = "731"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Mint (0074)"
Total_liability = "$462,984"
Policies_sold = "7"
Loss_ratio = "47.4%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$257,688"
Policies_sold = "1,141"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Sweet Corn (0042)"
Total_liability = "$100,041"
Policies_sold = "529"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Hybrid Corn Seed (0062)"
Total_liability = "$73,226"
Policies_sold = "87"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cigar Binder Tobacco (0235)"
Total_liability = "$24,732"
Policies_sold = "39"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$1,920"
Policies_sold = "268"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cabbage (0072)"
Total_liability = "$0"
Policies_sold = "22"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$0"
Policies_sold = "83"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$0"
Policies_sold = "355"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Burley Tobacco (0231)"
Total_liability = "$0"
Policies_sold = "4"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Cigar Filler Tobacco (0234)"
Total_liability = "$0"
Policies_sold = "4"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Rye (0094)"
Total_liability = "$0"
Policies_sold = "4"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Onions (0013)"
Total_liability = "$0"
Policies_sold = "4"
Loss_ratio = "—"
