---
title: Liberty Mutual Fire Insurance Company — FEMA WYO Flood Carrier (NFIP node 6246)
license: CC0-1.0
source: FEMA WYO carrier directory
---

# Liberty Mutual Fire Insurance Company — FEMA WYO Flood Carrier (NFIP node 6246)

FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: Liberty Mutual Fire Insurance Company (NFIP node 6246). Service area: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY. Contact: General Company Contact Number. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0.

## Claims

### Liberty Mutual Fire Insurance Company is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6246)

**RECORDED.** FEMA's WYO carrier directory lists Liberty Mutual Fire Insurance Company as an authorized Write-Your-Own carrier under the National Flood Insurance Program (NFIP), with node ID 6246. WYO carriers sell and service NFIP flood insurance policies under their own brand but backed by the federal government.

Source: FEMA WYO carrier directory — https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program
Falsifier: A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release.

### Liberty Mutual Fire Insurance Company WYO flood contact: General Company Contact Number

**RECORDED.** FEMA lists General Company Contact Number as the WYO program contact for Liberty Mutual Fire Insurance Company. Contact details: 800-290-8711.

Source: FEMA WYO carrier directory — https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program
Falsifier: A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release.

### Liberty Mutual Fire Insurance Company NFIP service area: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

**RECORDED.** FEMA's WYO directory records AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY as the service state(s) for Liberty Mutual Fire Insurance Company's WYO flood insurance program. Verify current availability in your state at FloodSmart.gov or through a licensed agent.

Source: FEMA WYO carrier directory — https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program
Falsifier: A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release.

### What this FEMA WYO carrier record is — and is NOT

**INTERPRETATION.** This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that Liberty Mutual Fire Insurance Company is authorized to sell NFIP flood insurance policies through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. For NFIP coverage, contact the carrier directly or a licensed flood insurance agent.

Source: Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote) — https://coverage-atlas.ryanjhunter.workers.dev/
Falsifier: occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6246.jsonld`

## Data

### Liberty Mutual Fire Insurance Company — FEMA WYO carrier directory

All fields RECORDED (verbatim from FEMA WYO carrier directory). This is the FEMA-published carrier contact record — not a financial rating, solvency rating, or endorsement. Verify current WYO participation at FloodSmart.gov or through a licensed agent.

| Field | Value | Warrant |
| --- | --- | --- |
| Company name | Liberty Mutual Fire Insurance Company | RECORDED |
| NFIP node ID | 6246 | RECORDED |
| Contact name | General Company Contact Number | RECORDED |
| Contact title | — | RECORDED |
| Phone | 800-290-8711 | RECORDED |
| Email | — | RECORDED |
| Website | https://www.libertymutual.com/property/flood-insurance | RECORDED |
| Subsidiaries | — | RECORDED |
| Service states | AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY | RECORDED |