# NGM Insurance Company — FEMA WYO Flood Carrier (NFIP node 6250) — context brief

FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: NGM Insurance Company (NFIP node 6250). Service area: AL, AR, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY. Contact: Hiram Sanchez, Account Manager. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **NGM Insurance Company is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6250)** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **NGM Insurance Company WYO flood contact: Hiram Sanchez, Account Manager** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **NGM Insurance Company NFIP service area: AL, AR, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **What this FEMA WYO carrier record is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6250.jsonld` · anatomy of the research object: see /commons/the-research-object

**NGM Insurance Company — FEMA WYO carrier directory** (9): Company name — NGM Insurance Company — RECORDED; NFIP node ID — 6250 — RECORDED; Contact name — Hiram Sanchez — RECORDED…