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  "name": "American Strategic Insurance Corporation — FEMA WYO Flood Carrier (NFIP node 6251)",
  "description": "FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: American Strategic Insurance Corporation (NFIP node 6251). Service area: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, UT, VA, VT, WA, WI, WV, WY. Contact: Candice Mathews, Flood Director. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0.",
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      "name": "Federal Emergency Management Agency (FEMA)"
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    "name": "American Strategic Insurance Corporation",
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      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6251/wyo-carrier",
      "@type": "schema:Claim",
      "name": "American Strategic Insurance Corporation is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6251)",
      "text": "FEMA's WYO carrier directory lists American Strategic Insurance Corporation as an authorized Write-Your-Own carrier under the National Flood Insurance Program (NFIP), with node ID 6251. WYO carriers sell and service NFIP flood insurance policies under their own brand but backed by the federal government.",
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        "value": "NFIP node 6251",
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      "@type": "schema:Claim",
      "name": "American Strategic Insurance Corporation WYO flood contact: Candice Mathews, Flood Director",
      "text": "FEMA lists Candice Mathews (Flood Director) as the WYO program contact for American Strategic Insurance Corporation. Contact details: (727) 821-8765, CANDICE_MATHEWS@progressive.com.",
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        "source": "FEMA WYO carrier directory",
        "sourceUrl": "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program",
        "value": "Candice Mathews, Flood Director",
        "adjudicator": {
          "name": "FEMA WYO carrier directory",
          "url": "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
        }
      },
      "falsifier": "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6251/service-states",
      "@type": "schema:Claim",
      "name": "American Strategic Insurance Corporation NFIP service area: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, UT, VA, VT, WA, WI, WV, WY",
      "text": "FEMA's WYO directory records AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, UT, VA, VT, WA, WI, WV, WY as the service state(s) for American Strategic Insurance Corporation's WYO flood insurance program. Verify current availability in your state at FloodSmart.gov or through a licensed agent.",
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      "epistemicStatus": {
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        "adjudicator": {
          "name": "FEMA WYO carrier directory",
          "url": "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
        }
      },
      "falsifier": "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6251/boundary",
      "@type": "schema:Claim",
      "name": "What this FEMA WYO carrier record is — and is NOT",
      "text": "This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that American Strategic Insurance Corporation is authorized to sell NFIP flood insurance policies through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. For NFIP coverage, contact the carrier directly or a licensed flood insurance agent.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
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      "grounding": {
        "groundingType": "Interpretation",
        "source": "Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote)",
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        "value": "FEMA WYO directory listing — not a financial rating or coverage quote",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not."
    }
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      "name": "American Strategic Insurance Corporation — FEMA WYO carrier directory",
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        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Field": "Subsidiaries",
            "Value": "ASI Lloyds, ASI Select Insurance Corporation",
            "Warrant": "RECORDED"
          }
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