# Philadelphia Contributionship Insurance Company — FEMA WYO Flood Carrier (NFIP node 6254) — context brief

FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: Philadelphia Contributionship Insurance Company (NFIP node 6254). Service area: DE, MD, NJ, PA. Contact: Paula Pacheco, Director, Distribution Operations. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Philadelphia Contributionship Insurance Company is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6254)** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **Philadelphia Contributionship Insurance Company WYO flood contact: Paula Pacheco, Director, Distribution Operations** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **Philadelphia Contributionship Insurance Company NFIP service area: DE, MD, NJ, PA** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **What this FEMA WYO carrier record is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6254.jsonld` · anatomy of the research object: see /commons/the-research-object

**Philadelphia Contributionship Insurance Company — FEMA WYO carrier directory** (9): Company name — Philadelphia Contributionship Insurance Company — RECORDED; NFIP node ID — 6254 — RECORDED; Contact name — Paula Pacheco — RECORDED…