---
title: American Bankers Insurance Company of Florida, DBA: Assurant — FEMA WYO Flood Carrier (NFIP node 6259)
license: CC0-1.0
source: FEMA WYO carrier directory
---

# American Bankers Insurance Company of Florida, DBA: Assurant — FEMA WYO Flood Carrier (NFIP node 6259)

FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: American Bankers Insurance Company of Florida, DBA: Assurant (NFIP node 6259). Service area: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY. Contact: Deborah McCracken, AVP NFIP Program Management. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0.

## Claims

### American Bankers Insurance Company of Florida, DBA: Assurant is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6259)

**RECORDED.** FEMA's WYO carrier directory lists American Bankers Insurance Company of Florida, DBA: Assurant as an authorized Write-Your-Own carrier under the National Flood Insurance Program (NFIP), with node ID 6259. WYO carriers sell and service NFIP flood insurance policies under their own brand but backed by the federal government.

Source: FEMA WYO carrier directory — https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program
Falsifier: A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release.

### American Bankers Insurance Company of Florida, DBA: Assurant WYO flood contact: Deborah McCracken, AVP NFIP Program Management

**RECORDED.** FEMA lists Deborah McCracken (AVP NFIP Program Management) as the WYO program contact for American Bankers Insurance Company of Florida, DBA: Assurant. Contact details: (800) 423-4403, Deborah.mccracken@assurant.com.

Source: FEMA WYO carrier directory — https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program
Falsifier: A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release.

### American Bankers Insurance Company of Florida, DBA: Assurant NFIP service area: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY

**RECORDED.** FEMA's WYO directory records AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY as the service state(s) for American Bankers Insurance Company of Florida, DBA: Assurant's WYO flood insurance program. Verify current availability in your state at FloodSmart.gov or through a licensed agent.

Source: FEMA WYO carrier directory — https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program
Falsifier: A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release.

### What this FEMA WYO carrier record is — and is NOT

**INTERPRETATION.** This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that American Bankers Insurance Company of Florida, DBA: Assurant is authorized to sell NFIP flood insurance policies through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. For NFIP coverage, contact the carrier directly or a licensed flood insurance agent.

Source: Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote) — https://coverage-atlas.ryanjhunter.workers.dev/
Falsifier: occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not.

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Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6259.jsonld`

## Data

### American Bankers Insurance Company of Florida, DBA: Assurant — FEMA WYO carrier directory

All fields RECORDED (verbatim from FEMA WYO carrier directory). This is the FEMA-published carrier contact record — not a financial rating, solvency rating, or endorsement. Verify current WYO participation at FloodSmart.gov or through a licensed agent.

| Field | Value | Warrant |
| --- | --- | --- |
| Company name | American Bankers Insurance Company of Florida, DBA: Assurant | RECORDED |
| NFIP node ID | 6259 | RECORDED |
| Contact name | Deborah McCracken | RECORDED |
| Contact title | AVP NFIP Program Management | RECORDED |
| Phone | (800) 423-4403 | RECORDED |
| Email | Deborah.mccracken@assurant.com | RECORDED |
| Website | http://www.assurant.com | RECORDED |
| Subsidiaries | — | RECORDED |
| Service states | AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY | RECORDED |