name = "Southern Farm Bureau Casualty Insurance Company — FEMA WYO Flood Carrier (NFIP node 6264)"
description = "FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: Southern Farm Bureau Casualty Insurance Company (NFIP node 6264). Service area: AR, CO, FL, GA, KY, LA, MS, NC, SC, VA. Contact: Darron Cooper, Director Flood. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6264.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6264/wyo-carrier"
warrant = "RECORDED"
name = "Southern Farm Bureau Casualty Insurance Company is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6264)"
text = "FEMA's WYO carrier directory lists Southern Farm Bureau Casualty Insurance Company as an authorized Write-Your-Own carrier under the National Flood Insurance Program (NFIP), with node ID 6264. WYO carriers sell and service NFIP flood insurance policies under their own brand but backed by the federal government."
source = "FEMA WYO carrier directory"
sourceUrl = "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
falsifier = "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6264/contact"
warrant = "RECORDED"
name = "Southern Farm Bureau Casualty Insurance Company WYO flood contact: Darron Cooper, Director Flood"
text = "FEMA lists Darron Cooper (Director Flood) as the WYO program contact for Southern Farm Bureau Casualty Insurance Company. Contact details: 800-647-8052, dcooper1@sfbcic.com."
source = "FEMA WYO carrier directory"
sourceUrl = "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
falsifier = "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6264/service-states"
warrant = "RECORDED"
name = "Southern Farm Bureau Casualty Insurance Company NFIP service area: AR, CO, FL, GA, KY, LA, MS, NC, SC, VA"
text = "FEMA's WYO directory records AR, CO, FL, GA, KY, LA, MS, NC, SC, VA as the service state(s) for Southern Farm Bureau Casualty Insurance Company's WYO flood insurance program. Verify current availability in your state at FloodSmart.gov or through a licensed agent."
source = "FEMA WYO carrier directory"
sourceUrl = "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
falsifier = "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6264/boundary"
warrant = "INTERPRETATION"
name = "What this FEMA WYO carrier record is — and is NOT"
text = "This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that Southern Farm Bureau Casualty Insurance Company is authorized to sell NFIP flood insurance policies through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. For NFIP coverage, contact the carrier directly or a licensed flood insurance agent."
source = "Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/"
falsifier = "occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not."

[[flood-carrier-identity]]
Field = "Company name"
Value = "Southern Farm Bureau Casualty Insurance Company"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "NFIP node ID"
Value = "6264"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Contact name"
Value = "Darron Cooper"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Contact title"
Value = "Director Flood"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Phone"
Value = "800-647-8052"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Email"
Value = "dcooper1@sfbcic.com"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Website"
Value = "http://www.sfbcic.com/flood"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Subsidiaries"
Value = "Florida Farm Bureau General Insurance Company, Georgia Farm Bureau Mutual Insurance Company, Kentucky Farm Bureau Mutual Insurance Company, Louisiana Farm Bureau Casualty Insurance Company, Mississippi Farm Bureau Mutual Insurance Company, North Carolina Farm Bureau Mutual Insurance Company, South Carolina Farm Bureau Mutual Insurance Company, Virginia Farm Bureau Mutual Insurance Company"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Service states"
Value = "AR, CO, FL, GA, KY, LA, MS, NC, SC, VA"
Warrant = "RECORDED"
