# Union Mutual Fire Insurance Company — FEMA WYO Flood Carrier (NFIP node 6265) — context brief

FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: Union Mutual Fire Insurance Company (NFIP node 6265). Service area: CT, MA, ME, NH, NY, RI, VT. Contact: Hillary Lafond, PL Underwriting Manager. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Union Mutual Fire Insurance Company is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6265)** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **Union Mutual Fire Insurance Company WYO flood contact: Hillary Lafond, PL Underwriting Manager** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **Union Mutual Fire Insurance Company NFIP service area: CT, MA, ME, NH, NY, RI, VT** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **What this FEMA WYO carrier record is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6265.jsonld` · anatomy of the research object: see /commons/the-research-object

**Union Mutual Fire Insurance Company — FEMA WYO carrier directory** (9): Company name — Union Mutual Fire Insurance Company — RECORDED; NFIP node ID — 6265 — RECORDED; Contact name — Hillary Lafond — RECORDED…