# Universal Insurance Company (PR) — FEMA WYO Flood Carrier (NFIP node 6269) — context brief

FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: Universal Insurance Company (PR) (NFIP node 6269). Service area: PR. Contact: Michelle Diaz, Flood Insurance Coordinator. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Universal Insurance Company (PR) is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6269)** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **Universal Insurance Company (PR) WYO flood contact: Michelle Diaz, Flood Insurance Coordinator** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **Universal Insurance Company (PR) NFIP service area: PR** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **What this FEMA WYO carrier record is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6269.jsonld` · anatomy of the research object: see /commons/the-research-object

**Universal Insurance Company (PR) — FEMA WYO carrier directory** (9): Company name — Universal Insurance Company (PR) — RECORDED; NFIP node ID — 6269 — RECORDED; Contact name — Michelle Diaz — RECORDED…