# Universal North America Insurance Company — FEMA WYO Flood Carrier (NFIP node 6270) — context brief

FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: Universal North America Insurance Company (NFIP node 6270). Service area: AZ, CA, CT, DE, FL, GA, HI, MD, NC, NJ, NV, NY, OR, PA, SC, TX, VA, WA. Contact: Roy Elliot, Director of Sales. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Universal North America Insurance Company is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6270)** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **Universal North America Insurance Company WYO flood contact: Roy Elliot, Director of Sales** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **Universal North America Insurance Company NFIP service area: AZ, CA, CT, DE, FL, GA, HI, MD, NC, NJ, NV, NY, OR, PA, SC, TX, VA, WA** — RECORDED · FEMA WYO carrier directory (https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program)
- **What this FEMA WYO carrier record is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6270.jsonld` · anatomy of the research object: see /commons/the-research-object

**Universal North America Insurance Company — FEMA WYO carrier directory** (9): Company name — Universal North America Insurance Company — RECORDED; NFIP node ID — 6270 — RECORDED; Contact name — Roy Elliot — RECORDED…