---
title: United Services Automobile Association (USAA) — FEMA WYO Flood Carrier (NFIP node 6271)
license: CC0-1.0
source: FEMA WYO carrier directory
---

# United Services Automobile Association (USAA) — FEMA WYO Flood Carrier (NFIP node 6271)

FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: United Services Automobile Association (USAA) (NFIP node 6271). Service area: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY. Contact: Vicki Vancil, Director, Residual Markets Underwriting. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0.

## Claims

### United Services Automobile Association (USAA) is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6271)

**RECORDED.** FEMA's WYO carrier directory lists United Services Automobile Association (USAA) as an authorized Write-Your-Own carrier under the National Flood Insurance Program (NFIP), with node ID 6271. WYO carriers sell and service NFIP flood insurance policies under their own brand but backed by the federal government.

Source: FEMA WYO carrier directory — https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program
Falsifier: A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release.

### United Services Automobile Association (USAA) WYO flood contact: Vicki Vancil, Director, Residual Markets Underwriting

**RECORDED.** FEMA lists Vicki Vancil (Director, Residual Markets Underwriting) as the WYO program contact for United Services Automobile Association (USAA). Contact details: (602) 284-9250, vicki.vancil@usaa.com.

Source: FEMA WYO carrier directory — https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program
Falsifier: A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release.

### United Services Automobile Association (USAA) NFIP service area: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY

**RECORDED.** FEMA's WYO directory records AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY as the service state(s) for United Services Automobile Association (USAA)'s WYO flood insurance program. Verify current availability in your state at FloodSmart.gov or through a licensed agent.

Source: FEMA WYO carrier directory — https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program
Falsifier: A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release.

### What this FEMA WYO carrier record is — and is NOT

**INTERPRETATION.** This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that United Services Automobile Association (USAA) is authorized to sell NFIP flood insurance policies through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. For NFIP coverage, contact the carrier directly or a licensed flood insurance agent.

Source: Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote) — https://coverage-atlas.ryanjhunter.workers.dev/
Falsifier: occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6271.jsonld`

## Data

### United Services Automobile Association (USAA) — FEMA WYO carrier directory

All fields RECORDED (verbatim from FEMA WYO carrier directory). This is the FEMA-published carrier contact record — not a financial rating, solvency rating, or endorsement. Verify current WYO participation at FloodSmart.gov or through a licensed agent.

| Field | Value | Warrant |
| --- | --- | --- |
| Company name | United Services Automobile Association (USAA) | RECORDED |
| NFIP node ID | 6271 | RECORDED |
| Contact name | Vicki Vancil | RECORDED |
| Contact title | Director, Residual Markets Underwriting | RECORDED |
| Phone | (602) 284-9250 | RECORDED |
| Email | vicki.vancil@usaa.com | RECORDED |
| Website | https://www.usaa.com/ | RECORDED |
| Subsidiaries | — | RECORDED |
| Service states | AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY | RECORDED |