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  "name": "CSAA Insurance Exchange — FEMA WYO Flood Carrier (NFIP node 6277)",
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      "name": "CSAA Insurance Exchange WYO flood contact: Bryan Butler, Product Manager III",
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    },
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      "@type": "schema:Claim",
      "name": "CSAA Insurance Exchange NFIP service area: AZ, CA, CO, CT, DC, DE, ID, IN, KS, KY, MD, MT, NJ, NV, NY, OH, OK, OR, PA, SD, UT, VA, WV, WY",
      "text": "FEMA's WYO directory records AZ, CA, CO, CT, DC, DE, ID, IN, KS, KY, MD, MT, NJ, NV, NY, OH, OK, OR, PA, SD, UT, VA, WV, WY as the service state(s) for CSAA Insurance Exchange's WYO flood insurance program. Verify current availability in your state at FloodSmart.gov or through a licensed agent.",
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      "@type": "schema:Claim",
      "name": "What this FEMA WYO carrier record is — and is NOT",
      "text": "This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that CSAA Insurance Exchange is authorized to sell NFIP flood insurance policies through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. For NFIP coverage, contact the carrier directly or a licensed flood insurance agent.",
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      "epistemicStatus": {
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        "supported": true,
        "adjudged": false,
        "operative": true
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        "adjudicator": null
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      "falsifier": "occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not."
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            "Value": "AAA Insurance Company, AAA Mid-Atlantic Insurance Company of New Jersey, AAA Northern California, Nevada and Utah Insurance Exchange, AAA Property and Casualty Insurance Company, ACA Insurance Company and Western United Insurance Company, CSAA Affinity Insurance Company, CSAA Fire & Casualty Insurance Company, CSAA General Insurance Company, CSAA Mid-Atlantic Insurance Company, Keystone Insurance Company",
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