name = "CSAA Insurance Exchange — FEMA WYO Flood Carrier (NFIP node 6277)"
description = "FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: CSAA Insurance Exchange (NFIP node 6277). Service area: AZ, CA, CO, CT, DC, DE, ID, IN, KS, KY, MD, MT, NJ, NV, NY, OH, OK, OR, PA, SD, UT, VA, WV, WY. Contact: Bryan Butler, Product Manager III. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6277.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6277/wyo-carrier"
warrant = "RECORDED"
name = "CSAA Insurance Exchange is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6277)"
text = "FEMA's WYO carrier directory lists CSAA Insurance Exchange as an authorized Write-Your-Own carrier under the National Flood Insurance Program (NFIP), with node ID 6277. WYO carriers sell and service NFIP flood insurance policies under their own brand but backed by the federal government."
source = "FEMA WYO carrier directory"
sourceUrl = "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
falsifier = "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6277/contact"
warrant = "RECORDED"
name = "CSAA Insurance Exchange WYO flood contact: Bryan Butler, Product Manager III"
text = "FEMA lists Bryan Butler (Product Manager III) as the WYO program contact for CSAA Insurance Exchange. Contact details: (800) 610-1690, Bryan.Butler@csaa.com."
source = "FEMA WYO carrier directory"
sourceUrl = "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
falsifier = "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6277/service-states"
warrant = "RECORDED"
name = "CSAA Insurance Exchange NFIP service area: AZ, CA, CO, CT, DC, DE, ID, IN, KS, KY, MD, MT, NJ, NV, NY, OH, OK, OR, PA, SD, UT, VA, WV, WY"
text = "FEMA's WYO directory records AZ, CA, CO, CT, DC, DE, ID, IN, KS, KY, MD, MT, NJ, NV, NY, OH, OK, OR, PA, SD, UT, VA, WV, WY as the service state(s) for CSAA Insurance Exchange's WYO flood insurance program. Verify current availability in your state at FloodSmart.gov or through a licensed agent."
source = "FEMA WYO carrier directory"
sourceUrl = "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
falsifier = "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6277/boundary"
warrant = "INTERPRETATION"
name = "What this FEMA WYO carrier record is — and is NOT"
text = "This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that CSAA Insurance Exchange is authorized to sell NFIP flood insurance policies through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. For NFIP coverage, contact the carrier directly or a licensed flood insurance agent."
source = "Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/"
falsifier = "occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not."

[[flood-carrier-identity]]
Field = "Company name"
Value = "CSAA Insurance Exchange"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "NFIP node ID"
Value = "6277"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Contact name"
Value = "Bryan Butler"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Contact title"
Value = "Product Manager III"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Phone"
Value = "(800) 610-1690"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Email"
Value = "Bryan.Butler@csaa.com"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Website"
Value = "https://csaaflood.com/"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Subsidiaries"
Value = "AAA Insurance Company, AAA Mid-Atlantic Insurance Company of New Jersey, AAA Northern California, Nevada and Utah Insurance Exchange, AAA Property and Casualty Insurance Company, ACA Insurance Company and Western United Insurance Company, CSAA Affinity Insurance Company, CSAA Fire &amp; Casualty Insurance Company, CSAA General Insurance Company, CSAA Mid-Atlantic Insurance Company, Keystone Insurance Company"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Service states"
Value = "AZ, CA, CO, CT, DC, DE, ID, IN, KS, KY, MD, MT, NJ, NV, NY, OH, OK, OR, PA, SD, UT, VA, WV, WY"
Warrant = "RECORDED"
