name = "Farmers Insurance Group/DBA Fire Insurance Exchange — FEMA WYO Flood Carrier (NFIP node 6288)"
description = "FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: Farmers Insurance Group/DBA Fire Insurance Exchange (NFIP node 6288). Service area: AL, AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, MD, MI, MN, MO, MT, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA, WI, WY. Contact: General Company Contact Number. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6288.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6288/wyo-carrier"
warrant = "RECORDED"
name = "Farmers Insurance Group/DBA Fire Insurance Exchange is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6288)"
text = "FEMA's WYO carrier directory lists Farmers Insurance Group/DBA Fire Insurance Exchange as an authorized Write-Your-Own carrier under the National Flood Insurance Program (NFIP), with node ID 6288. WYO carriers sell and service NFIP flood insurance policies under their own brand but backed by the federal government."
source = "FEMA WYO carrier directory"
sourceUrl = "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
falsifier = "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6288/contact"
warrant = "RECORDED"
name = "Farmers Insurance Group/DBA Fire Insurance Exchange WYO flood contact: General Company Contact Number"
text = "FEMA lists General Company Contact Number as the WYO program contact for Farmers Insurance Group/DBA Fire Insurance Exchange. Contact details: (888) 327-6335."
source = "FEMA WYO carrier directory"
sourceUrl = "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
falsifier = "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6288/service-states"
warrant = "RECORDED"
name = "Farmers Insurance Group/DBA Fire Insurance Exchange NFIP service area: AL, AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, MD, MI, MN, MO, MT, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA, WI, WY"
text = "FEMA's WYO directory records AL, AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, MD, MI, MN, MO, MT, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA, WI, WY as the service state(s) for Farmers Insurance Group/DBA Fire Insurance Exchange's WYO flood insurance program. Verify current availability in your state at FloodSmart.gov or through a licensed agent."
source = "FEMA WYO carrier directory"
sourceUrl = "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
falsifier = "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6288/boundary"
warrant = "INTERPRETATION"
name = "What this FEMA WYO carrier record is — and is NOT"
text = "This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that Farmers Insurance Group/DBA Fire Insurance Exchange is authorized to sell NFIP flood insurance policies through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. For NFIP coverage, contact the carrier directly or a licensed flood insurance agent."
source = "Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/"
falsifier = "occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not."

[[flood-carrier-identity]]
Field = "Company name"
Value = "Farmers Insurance Group/DBA Fire Insurance Exchange"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "NFIP node ID"
Value = "6288"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Contact name"
Value = "General Company Contact Number"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Contact title"
Value = "—"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Phone"
Value = "(888) 327-6335"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Email"
Value = "—"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Website"
Value = "http://www.farmers.com/home/flood"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Subsidiaries"
Value = "Farmers Insurance Company, Farmers Insurance Company of Arizona, Farmers Insurance Company of Idaho, Farmers Insurance Company of Oregon, Farmers Insurance Company of Washington, Farmers Insurance Exchange, Farmers Insurance of Columbus, Foremost Insurance Company of Grand Rapids, Michigan Illinois Farmers Insurance Company, Texas Farmers Insurance Company, Truck Insurance Exchange"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Service states"
Value = "AL, AR, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, KS, MD, MI, MN, MO, MT, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA, WI, WY"
Warrant = "RECORDED"
