name = "NFIP Direct Servicing Agent — FEMA WYO Flood Carrier (NFIP node 6364)"
description = "FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: NFIP Direct Servicing Agent (NFIP node 6364). All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6364.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6364/wyo-carrier"
warrant = "RECORDED"
name = "NFIP Direct Servicing Agent is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6364)"
text = "FEMA's WYO carrier directory lists NFIP Direct Servicing Agent as an authorized Write-Your-Own carrier under the National Flood Insurance Program (NFIP), with node ID 6364. WYO carriers sell and service NFIP flood insurance policies under their own brand but backed by the federal government."
source = "FEMA WYO carrier directory"
sourceUrl = "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
falsifier = "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6364/boundary"
warrant = "INTERPRETATION"
name = "What this FEMA WYO carrier record is — and is NOT"
text = "This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that NFIP Direct Servicing Agent is authorized to sell NFIP flood insurance policies through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. For NFIP coverage, contact the carrier directly or a licensed flood insurance agent."
source = "Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/"
falsifier = "occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not."

[[flood-carrier-identity]]
Field = "Company name"
Value = "NFIP Direct Servicing Agent"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "NFIP node ID"
Value = "6364"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Contact name"
Value = "—"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Contact title"
Value = "—"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Phone"
Value = "(800) 638-6620"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Email"
Value = "—"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Website"
Value = "—"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Subsidiaries"
Value = "—"
Warrant = "RECORDED"

[[flood-carrier-identity]]
Field = "Service states"
Value = "—"
Warrant = "RECORDED"
