{
  "@context": {
    "schema": "https://schema.org/",
    "au": "https://coverage-atlas.ryanjhunter.workers.dev/vocab/agent-native#",
    "@vocab": "https://schema.org/",
    "claims": {
      "@id": "au:claims",
      "@container": "@list"
    },
    "epistemicStatus": "au:epistemicStatus",
    "occurred": "au:occurred",
    "supported": "au:supported",
    "adjudged": "au:adjudged",
    "operative": "au:operative",
    "grounding": "au:grounding",
    "groundingType": "au:groundingType",
    "adjudicator": "au:adjudicator",
    "source": "au:source",
    "sourceUrl": "au:sourceUrl",
    "value": "au:value",
    "claimType": "au:claimType",
    "reviewStatus": "au:reviewStatus",
    "commercialInfluence": "au:commercialInfluence",
    "falsifier": "au:falsifier"
  },
  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6373.jsonld",
  "@type": "schema:Dataset",
  "name": "US Coastal Property &amp; Casualty Insurance Company — FEMA WYO Flood Carrier (NFIP node 6373)",
  "description": "FEMA Write-Your-Own (WYO) National Flood Insurance Program carrier: US Coastal Property &amp; Casualty Insurance Company (NFIP node 6373). Service area: AL, CA, FL, GA, MS, NC, SC. Contact: Brian Erickson, Chief Compliance Officer. All fields RECORDED verbatim from FEMA WYO carrier directory. Not a financial rating. CC0.",
  "license": "https://creativecommons.org/publicdomain/zero/1.0/",
  "isAccessibleForFree": true,
  "isPartOf": "https://coverage-atlas.ryanjhunter.workers.dev/",
  "rdfs:isDefinedBy": "https://coverage-atlas.ryanjhunter.workers.dev/vocab/agent-native",
  "seeAlso": "https://agenticu.ryanjhunter.workers.dev/commons/the-research-object",
  "isBasedOn": {
    "@type": "Dataset",
    "name": "FEMA Write-Your-Own (WYO) Carrier Directory",
    "url": "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program",
    "creator": {
      "@type": "Organization",
      "name": "Federal Emergency Management Agency (FEMA)"
    }
  },
  "about": {
    "@type": "schema:Organization",
    "name": "US Coastal Property &amp; Casualty Insurance Company",
    "identifier": "6373"
  },
  "claims": [
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6373/wyo-carrier",
      "@type": "schema:Claim",
      "name": "US Coastal Property &amp; Casualty Insurance Company is a FEMA Write-Your-Own (WYO) flood insurance carrier (NFIP node 6373)",
      "text": "FEMA's WYO carrier directory lists US Coastal Property &amp; Casualty Insurance Company as an authorized Write-Your-Own carrier under the National Flood Insurance Program (NFIP), with node ID 6373. WYO carriers sell and service NFIP flood insurance policies under their own brand but backed by the federal government.",
      "claimType": "official_fact",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": true,
        "operative": true
      },
      "grounding": {
        "groundingType": "SourceCitation",
        "source": "FEMA WYO carrier directory",
        "sourceUrl": "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program",
        "value": "NFIP node 6373",
        "adjudicator": {
          "name": "FEMA WYO carrier directory",
          "url": "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
        }
      },
      "falsifier": "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6373/contact",
      "@type": "schema:Claim",
      "name": "US Coastal Property &amp; Casualty Insurance Company WYO flood contact: Brian Erickson, Chief Compliance Officer",
      "text": "FEMA lists Brian Erickson (Chief Compliance Officer) as the WYO program contact for US Coastal Property &amp; Casualty Insurance Company. Contact details: (866) 482-5246, berickson@cabgen.com.",
      "claimType": "official_fact",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": true,
        "operative": true
      },
      "grounding": {
        "groundingType": "SourceCitation",
        "source": "FEMA WYO carrier directory",
        "sourceUrl": "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program",
        "value": "Brian Erickson, Chief Compliance Officer",
        "adjudicator": {
          "name": "FEMA WYO carrier directory",
          "url": "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
        }
      },
      "falsifier": "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6373/service-states",
      "@type": "schema:Claim",
      "name": "US Coastal Property &amp; Casualty Insurance Company NFIP service area: AL, CA, FL, GA, MS, NC, SC",
      "text": "FEMA's WYO directory records AL, CA, FL, GA, MS, NC, SC as the service state(s) for US Coastal Property &amp; Casualty Insurance Company's WYO flood insurance program. Verify current availability in your state at FloodSmart.gov or through a licensed agent.",
      "claimType": "official_fact",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": true,
        "operative": true
      },
      "grounding": {
        "groundingType": "SourceCitation",
        "source": "FEMA WYO carrier directory",
        "sourceUrl": "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program",
        "value": "AL, CA, FL, GA, MS, NC, SC",
        "adjudicator": {
          "name": "FEMA WYO carrier directory",
          "url": "https://www.fema.gov/flood-insurance/work-with-nfip/wyo-program"
        }
      },
      "falsifier": "A RECORD of measured/reported events (occurred=true) from FEMA WYO carrier directory; superseded when FEMA WYO carrier directory publishes its next release."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/flood-carriers/6373/boundary",
      "@type": "schema:Claim",
      "name": "What this FEMA WYO carrier record is — and is NOT",
      "text": "This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that US Coastal Property &amp; Casualty Insurance Company is authorized to sell NFIP flood insurance policies through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. For NFIP coverage, contact the carrier directly or a licensed flood insurance agent.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
      },
      "grounding": {
        "groundingType": "Interpretation",
        "source": "Coverage Atlas L5 boundary (WYO directory ≠ financial rating or quote)",
        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/",
        "value": "FEMA WYO directory listing — not a financial rating or coverage quote",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not."
    }
  ],
  "hasPart": [
    {
      "@type": "schema:ItemList",
      "name": "US Coastal Property &amp; Casualty Insurance Company — FEMA WYO carrier directory",
      "numberOfItems": 9,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Field": "Company name",
            "Value": "US Coastal Property &amp; Casualty Insurance Company",
            "Warrant": "RECORDED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Field": "NFIP node ID",
            "Value": "6373",
            "Warrant": "RECORDED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Field": "Contact name",
            "Value": "Brian Erickson",
            "Warrant": "RECORDED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Field": "Contact title",
            "Value": "Chief Compliance Officer",
            "Warrant": "RECORDED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Field": "Phone",
            "Value": "(866) 482-5246",
            "Warrant": "RECORDED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Field": "Email",
            "Value": "berickson@cabgen.com",
            "Warrant": "RECORDED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Field": "Website",
            "Value": "https://cabgen.com/about/",
            "Warrant": "RECORDED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Field": "Subsidiaries",
            "Value": "US Coastal Insurance Company",
            "Warrant": "RECORDED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Field": "Service states",
            "Value": "AL, CA, FL, GA, MS, NC, SC",
            "Warrant": "RECORDED"
          }
        }
      ]
    }
  ]
}