name = "Michigan — HRSA NPDB Malpractice Payments (1990–2004)"
description = "Michigan malpractice payment aggregates from the HRSA National Practitioner Data Bank Public Use File: 12,478 reports, $1,140,083,550 total payments, mean $91,367 (1990–2004). All figures RECORDED verbatim from HRSA NPDB PUF. Historical data. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/malpractice/states/mi.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/malpractice/states/mi/malpractice-count"
warrant = "RECORDED"
name = "Michigan had 12,478 malpractice reports in the NPDB PUF (1990–2004)"
text = "HRSA's National Practitioner Data Bank Public Use File records 12,478 malpractice payment reports for practitioners in Michigan covering the period 1990–2004. Each report represents a payment made on behalf of a licensed practitioner in connection with a malpractice claim."
source = "HRSA NPDB Public Use File"
sourceUrl = "https://www.hrsa.gov/data/national-practitioner-data-bank/data-request/public-use-data-file"
falsifier = "A RECORD of measured/reported events (occurred=true) from HRSA NPDB Public Use File; superseded when HRSA NPDB Public Use File publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/malpractice/states/mi/payment-total"
warrant = "RECORDED"
name = "Michigan NPDB total malpractice payments: $1,140,083,550 (1990–2004)"
text = "The HRSA NPDB PUF records $1,140,083,550 in total malpractice payments across 12,478 payment reports for Michigan over the period 1990–2004. Payments are in nominal (not inflation-adjusted) dollars as reported."
source = "HRSA NPDB Public Use File"
sourceUrl = "https://www.hrsa.gov/data/national-practitioner-data-bank/data-request/public-use-data-file"
falsifier = "A RECORD of measured/reported events (occurred=true) from HRSA NPDB Public Use File; superseded when HRSA NPDB Public Use File publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/malpractice/states/mi/mean-payment"
warrant = "RECORDED"
name = "Michigan NPDB mean malpractice payment: $91,367"
text = "Dividing the total reported payments by the number of payment reports yields a mean payment of approximately $91,367 for Michigan over the 1990–2004 period. This is a simple arithmetic mean; distribution is highly skewed — individual payments vary widely."
source = "HRSA NPDB Public Use File"
sourceUrl = "https://www.hrsa.gov/data/national-practitioner-data-bank/data-request/public-use-data-file"
falsifier = "A RECORD of measured/reported events (occurred=true) from HRSA NPDB Public Use File; superseded when HRSA NPDB Public Use File publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/malpractice/states/mi/boundary"
warrant = "INTERPRETATION"
name = "What the NPDB PUF data is — and is NOT"
text = "The NPDB Public Use File (PUF) covers malpractice payment reports submitted to HRSA from 1990 through 2004. This is historical data — the PUF was a discontinued public release; it does not represent current malpractice rates, current premiums, or current insurer behavior. The counts represent reports of payments, not verdicts, settlements, or individual incidents; one incident may generate multiple reports. The data is NOT a physician quality rating, an insurance premium predictor, or an endorsement of any legal standard."
source = "Coverage Atlas L5 boundary (NPDB PUF historical aggregate ≠ current malpractice risk)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/"
falsifier = "occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not."

[[npdb-malpractice-state]]
Field = "State"
Value = "Michigan"
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "State abbreviation"
Value = "MI"
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Earliest year in data"
Value = "1990"
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Latest year in data"
Value = "2004"
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Malpractice report count"
Value = 12478
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Payment report count"
Value = 12478
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Total payments (USD)"
Value = 1140083550
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Mean payment (USD)"
Value = 91367
Warrant = "RECORDED"
