name = "U.S. Virgin Islands — HRSA NPDB Malpractice Payments (1991–2003)"
description = "U.S. Virgin Islands malpractice payment aggregates from the HRSA National Practitioner Data Bank Public Use File: 28 reports, $3,212,500 total payments, mean $114,732 (1991–2003). All figures RECORDED verbatim from HRSA NPDB PUF. Historical data. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/malpractice/states/vi.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/malpractice/states/vi/malpractice-count"
warrant = "RECORDED"
name = "U.S. Virgin Islands had 28 malpractice reports in the NPDB PUF (1991–2003)"
text = "HRSA's National Practitioner Data Bank Public Use File records 28 malpractice payment reports for practitioners in U.S. Virgin Islands covering the period 1991–2003. Each report represents a payment made on behalf of a licensed practitioner in connection with a malpractice claim."
source = "HRSA NPDB Public Use File"
sourceUrl = "https://www.hrsa.gov/data/national-practitioner-data-bank/data-request/public-use-data-file"
falsifier = "A RECORD of measured/reported events (occurred=true) from HRSA NPDB Public Use File; superseded when HRSA NPDB Public Use File publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/malpractice/states/vi/payment-total"
warrant = "RECORDED"
name = "U.S. Virgin Islands NPDB total malpractice payments: $3,212,500 (1991–2003)"
text = "The HRSA NPDB PUF records $3,212,500 in total malpractice payments across 28 payment reports for U.S. Virgin Islands over the period 1991–2003. Payments are in nominal (not inflation-adjusted) dollars as reported."
source = "HRSA NPDB Public Use File"
sourceUrl = "https://www.hrsa.gov/data/national-practitioner-data-bank/data-request/public-use-data-file"
falsifier = "A RECORD of measured/reported events (occurred=true) from HRSA NPDB Public Use File; superseded when HRSA NPDB Public Use File publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/malpractice/states/vi/mean-payment"
warrant = "RECORDED"
name = "U.S. Virgin Islands NPDB mean malpractice payment: $114,732"
text = "Dividing the total reported payments by the number of payment reports yields a mean payment of approximately $114,732 for U.S. Virgin Islands over the 1991–2003 period. This is a simple arithmetic mean; distribution is highly skewed — individual payments vary widely."
source = "HRSA NPDB Public Use File"
sourceUrl = "https://www.hrsa.gov/data/national-practitioner-data-bank/data-request/public-use-data-file"
falsifier = "A RECORD of measured/reported events (occurred=true) from HRSA NPDB Public Use File; superseded when HRSA NPDB Public Use File publishes its next release."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/malpractice/states/vi/boundary"
warrant = "INTERPRETATION"
name = "What the NPDB PUF data is — and is NOT"
text = "The NPDB Public Use File (PUF) covers malpractice payment reports submitted to HRSA from 1991 through 2003. This is historical data — the PUF was a discontinued public release; it does not represent current malpractice rates, current premiums, or current insurer behavior. The counts represent reports of payments, not verdicts, settlements, or individual incidents; one incident may generate multiple reports. The data is NOT a physician quality rating, an insurance premium predictor, or an endorsement of any legal standard."
source = "Coverage Atlas L5 boundary (NPDB PUF historical aggregate ≠ current malpractice risk)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/"
falsifier = "occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not."

[[npdb-malpractice-state]]
Field = "State"
Value = "U.S. Virgin Islands"
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "State abbreviation"
Value = "VI"
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Earliest year in data"
Value = "1991"
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Latest year in data"
Value = "2003"
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Malpractice report count"
Value = 28
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Payment report count"
Value = 28
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Total payments (USD)"
Value = 3212500
Warrant = "RECORDED"

[[npdb-malpractice-state]]
Field = "Mean payment (USD)"
Value = 114732
Warrant = "RECORDED"
