# CA P&C market share — Foremost Ins Co Grand Rapids MI (COCODE 11185), Homeowners, 2025 — context brief

California P&C market share data for Foremost Ins Co Grand Rapids MI (COCODE 11185) for line 04 (Homeowners) in 2025: direct written premium $154,092,864 (RECORDED, CA DOI), market share 0.90% rank #20 (AGGREGATED, Atlas Commons), loss ratio 69.00% (AGGREGATED, Atlas Commons). Source: CA DOI P&C Market Share Report 2025. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Foremost Ins Co Grand Rapids MI wrote $154,092,864 in California direct premiums for Homeowners in 2025** — RECORDED · California DOI P&C Market Share Report 2025 (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **Foremost Ins Co Grand Rapids MI's California market share for Homeowners (2025) is 0.90%** — DERIVED · California DOI P&C Market Share Report 2025 (Atlas Commons aggregation — company DWP / sum(all line DWP for 2025) × 100) (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **Foremost Ins Co Grand Rapids MI ranks #20 by direct written premium in Homeowners in California (2025)** — DERIVED · California DOI P&C Market Share Report 2025 (Atlas Commons aggregation — dense rank by DWP desc within line 04, year 2025) (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **Foremost Ins Co Grand Rapids MI's California loss ratio for Homeowners (2025) is 69.00%** — DERIVED · California DOI P&C Market Share Report 2025 (Atlas Commons aggregation — direct losses incurred / direct premiums earned × 100) (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **What this CA market-share profile is — and is NOT — for Foremost Ins Co Grand Rapids MI (Homeowners, 2025)** — INTERPRETATION · Coverage Atlas framing (over the CA DOI sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/market-share/ca/11185-home-2025)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/market-share/ca/11185-home-2025.jsonld` · anatomy of the research object: see /commons/the-research-object

**Foremost Ins Co Grand Rapids MI — CA P&C market share (Homeowners, 2025)** (9): Direct written premium — $154,092,864 — RECORDED; Market share (% of line DWP) — 0.90% — AGGREGATED; Rank by DWP (within line×year) — #20 — AGGREGATED…