# CA P&C market share — CSAA Ins Exch (COCODE 15539), Private Passenger Auto Physical Damage, 2025 — context brief

California P&C market share data for CSAA Ins Exch (COCODE 15539) for line 21.1 (Private Passenger Auto Physical Damage) in 2025: direct written premium $2,052,239,068 (RECORDED, CA DOI), market share 9.10% rank #3 (AGGREGATED, Atlas Commons), loss ratio 47.20% (AGGREGATED, Atlas Commons). Source: CA DOI P&C Market Share Report 2025. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **CSAA Ins Exch wrote $2,052,239,068 in California direct premiums for Private Passenger Auto Physical Damage in 2025** — RECORDED · California DOI P&C Market Share Report 2025 (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **CSAA Ins Exch's California market share for Private Passenger Auto Physical Damage (2025) is 9.10%** — DERIVED · California DOI P&C Market Share Report 2025 (Atlas Commons aggregation — company DWP / sum(all line DWP for 2025) × 100) (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **CSAA Ins Exch ranks #3 by direct written premium in Private Passenger Auto Physical Damage in California (2025)** — DERIVED · California DOI P&C Market Share Report 2025 (Atlas Commons aggregation — dense rank by DWP desc within line 21.1, year 2025) (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **CSAA Ins Exch's California loss ratio for Private Passenger Auto Physical Damage (2025) is 47.20%** — DERIVED · California DOI P&C Market Share Report 2025 (Atlas Commons aggregation — direct losses incurred / direct premiums earned × 100) (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **What this CA market-share profile is — and is NOT — for CSAA Ins Exch (Private Passenger Auto Physical Damage, 2025)** — INTERPRETATION · Coverage Atlas framing (over the CA DOI sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/market-share/ca/15539-ppa-phys-2025)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/market-share/ca/15539-ppa-phys-2025.jsonld` · anatomy of the research object: see /commons/the-research-object

**CSAA Ins Exch — CA P&C market share (Private Passenger Auto Physical Damage, 2025)** (9): Direct written premium — $2,052,239,068 — RECORDED; Market share (% of line DWP) — 9.10% — AGGREGATED; Rank by DWP (within line×year) — #3 — AGGREGATED…