# CA P&C market share — Federal Ins Co (COCODE 20281), Homeowners, 2025 — context brief

California P&C market share data for Federal Ins Co (COCODE 20281) for line 04 (Homeowners) in 2025: direct written premium $228,798,736 (RECORDED, CA DOI), market share 1.40% rank #16 (AGGREGATED, Atlas Commons), loss ratio 452.30% (AGGREGATED, Atlas Commons). Source: CA DOI P&C Market Share Report 2025. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Federal Ins Co wrote $228,798,736 in California direct premiums for Homeowners in 2025** — RECORDED · California DOI P&C Market Share Report 2025 (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **Federal Ins Co's California market share for Homeowners (2025) is 1.40%** — DERIVED · California DOI P&C Market Share Report 2025 (Atlas Commons aggregation — company DWP / sum(all line DWP for 2025) × 100) (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **Federal Ins Co ranks #16 by direct written premium in Homeowners in California (2025)** — DERIVED · California DOI P&C Market Share Report 2025 (Atlas Commons aggregation — dense rank by DWP desc within line 04, year 2025) (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **Federal Ins Co's California loss ratio for Homeowners (2025) is 452.30%** — DERIVED · California DOI P&C Market Share Report 2025 (Atlas Commons aggregation — direct losses incurred / direct premiums earned × 100) (https://www.insurance.ca.gov/01-consumers/120-company/04-mrktshare/)
- **What this CA market-share profile is — and is NOT — for Federal Ins Co (Homeowners, 2025)** — INTERPRETATION · Coverage Atlas framing (over the CA DOI sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/market-share/ca/20281-home-2025)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/market-share/ca/20281-home-2025.jsonld` · anatomy of the research object: see /commons/the-research-object

**Federal Ins Co — CA P&C market share (Homeowners, 2025)** (9): Direct written premium — $228,798,736 — RECORDED; Market share (% of line DWP) — 1.40% — AGGREGATED; Rank by DWP (within line×year) — #16 — AGGREGATED…