name = "Atlas Commons research objects — Medicare plans in San Francisco, California (CY2026)"
description = "CMS CY2026 Medicare Advantage and Part D plans available in San Francisco, California: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/ca/san-francisco.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/ca/san-francisco/plan-count"
warrant = "DERIVED"
name = "51 Medicare plans are available in San Francisco, California for contract year 2026"
text = "The CMS CY2026 Medicare Landscape Files record 51 Medicare Advantage and Part D plans available in San Francisco, California. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "occurred=TRUE: a faithful COUNT/SUM/total over the named record set that introduces NO modeling choice — it IS the case in the record. adjudged=FALSE: Atlas Commons computed the aggregate; CMS CY2026 Medicare Landscape Files published the underlying records, NOT this figure. Re-count it from the named source to verify. Distinct from a median/ratio/index (which picks a population, weighting, denominator, or threshold — a constructed statistic → 'derived', occurred=FALSE) and from an authority-published total (→ 'recorded', adjudged=TRUE)."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/ca/san-francisco/premium-range"
warrant = "RECORDED"
name = "Monthly premiums for Medicare plans in San Francisco, California range from $0.00/mo to $99.00/mo (CY2026)"
text = "The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for San Francisco, California. Across the 51 plans with a published premium, the range is $0.00/mo to $99.00/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "Verify in the CMS CY2026 Medicare Landscape Files for San Francisco, California. Falsified if the CMS-published per-plan premium figures differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/ca/san-francisco/star-ratings"
warrant = "PROJECTED"
name = "CMS assigned star ratings to 47 of 51 Medicare plans in San Francisco, California (CY2026); average overall: 3.7 stars"
text = "CMS issued Overall star ratings (1–5 stars) to 47 of 51 Medicare plans in San Francisco, California for CY2026. The unweighted average overall star rating across rated plans is 3.7. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "Verify CMS star ratings for these contract IDs at the CMS Medicare Plan Finder or the CMS star ratings dataset. Falsified if the CMS-published ratings for these contracts differ. Note: PDP-only plans and newly contracted plans may not have an overall star rating — the 4 unrated plans in this county are not rated, not unqualified."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/ca/san-francisco/boundary"
warrant = "INTERPRETATION"
name = "What these Medicare plan figures are — and are NOT — for San Francisco, California (the epistemic boundary)"
text = "This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in San Francisco, California for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the \"best\" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a \"best\" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227)."
source = "Coverage Atlas framing (over the CMS facts above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/ca/san-francisco"
falsifier = "occurred=FALSE (a framing) and adjudged=FALSE (the atlas's reading, not a CMS verdict) — the LOWEST-warrant claim here."

[[medicarePlans]]
contract_plan_id = "H0523_070"
plan_name = "Aetna Medicare Signature Extra (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 3600
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0524_032"
plan_name = "Kaiser Permanente Senior Advantage Alam., SF, Napa (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Kaiser Permanente"
monthly_premium_usd = 99
overall_stars = 4.5
moop_in_network_usd = 3900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0524_060"
plan_name = "Kaiser Permanente Senior Advantage Basic SF (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Kaiser Permanente"
monthly_premium_usd = 19
overall_stars = 4.5
moop_in_network_usd = 6000
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0543_191"
plan_name = "AARP Medicare Advantage from UHC CA-9 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 69
overall_stars = 4
moop_in_network_usd = 4900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0543_249"
plan_name = "UHC Complete Care Support CA-8AP (HMO-POS C-SNP)"
category = "SNP"
plan_type = "HMO-POS C-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 8.9
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0544_069"
plan_name = "Anthem Select (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Anthem Blue Cross"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 7550
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0562_097"
plan_name = "Wellcare Low Premium (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Wellcare"
monthly_premium_usd = 33
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0562_138"
plan_name = "Wellcare Specialty Simple Focus (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "Wellcare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0571_001"
plan_name = "CCHP Senior Program (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "CCHP (Chinese Community Health Plan)"
monthly_premium_usd = 21
overall_stars = 3
moop_in_network_usd = 3000
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0571_005"
plan_name = "CCHP Senior Select Program (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "CCHP (Chinese Community Health Plan)"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 3400
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0571_007"
plan_name = "CCHP Senior Value Program (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "CCHP (Chinese Community Health Plan)"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 3500
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3274_001"
plan_name = "Senior Care (HMO I-SNP)"
category = "SNP"
plan_type = "HMO I-SNP"
organization = "Align Senior Care"
monthly_premium_usd = 12
overall_stars = "Not rated"
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3274_002"
plan_name = "Premier Care (HMO I-SNP)"
category = "SNP"
plan_type = "HMO I-SNP"
organization = "Align Senior Care"
monthly_premium_usd = 0
overall_stars = "Not rated"
moop_in_network_usd = 1900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3274_005"
plan_name = "Advantage Care (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Align Senior Care"
monthly_premium_usd = 0
overall_stars = "Not rated"
moop_in_network_usd = 1900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3561_009"
plan_name = "Wellcare Dual Liberty (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Wellcare"
monthly_premium_usd = 12
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_010"
plan_name = "Alignment Health Heart & Diabetes (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "Alignment Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 1499
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_016"
plan_name = "Alignment Health Platinum + Instacart (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Alignment Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 998
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_023"
plan_name = "Alignment Health Sutter Advantage +More (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Alignment Health Plan"
monthly_premium_usd = 48
overall_stars = 4
moop_in_network_usd = 4900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_030"
plan_name = "Alignment Health CalPlusDuals (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Alignment Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_031"
plan_name = "Alignment Health Harmony (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Alignment Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 3400
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_039"
plan_name = "Alignment Health Heart & Diabetes CalPlus (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "Alignment Health Plan"
monthly_premium_usd = 12
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_041"
plan_name = "Alignment Health BreathEasy (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "Alignment Health Plan"
monthly_premium_usd = 12
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_042"
plan_name = "Alignment Health Clarity (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "Alignment Health Plan"
monthly_premium_usd = 12
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_048"
plan_name = "Alignment Health Heart & Diabetes Care (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "Alignment Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 1990
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_050"
plan_name = "Alignment Health My Choice CalCare (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Alignment Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 3499
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_051"
plan_name = "Alignment Health Heart & Diabetes Choice (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "Alignment Health Plan"
monthly_premium_usd = 0.7
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3815_052"
plan_name = "Alignment Health Honor+ Plan (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Alignment Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4161_004"
plan_name = "Anthem Prime (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Anthem Blue Cross Partnership Plan"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 2500
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4471_010"
plan_name = "Anthem Full Dual Advantage Aligned (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Anthem Blue Cross"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4982_007"
plan_name = "Aetna Medicare Signature (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 3900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5425_019"
plan_name = "SCAN Classic (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "SCAN Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 1499
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5425_098"
plan_name = "SCAN Strive (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "SCAN Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5425_106"
plan_name = "SCAN Balance (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "SCAN Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 1499
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5425_107"
plan_name = "SCAN Affirm partnered with Included LGBTQ+ Health (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "SCAN Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 1499
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5425_118"
plan_name = "SCAN Allied (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "SCAN Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 1999
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5425_121"
plan_name = "SCAN MyChoice (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "SCAN Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 1999
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5496_005"
plan_name = "Imperial Senior Value (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "Imperial Health Plan of California, Inc."
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 296
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5496_012"
plan_name = "Imperial Dynamic Plan (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Imperial Health Plan of California, Inc."
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 296
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5496_016"
plan_name = "Imperial Courage Plan (HMO)"
category = "MA"
plan_type = "HMO"
organization = "Imperial Health Plan of California, Inc."
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 2999
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5521_369"
plan_name = "Aetna Medicare Eagle (PPO)"
category = "MA"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = "N/A"
overall_stars = 4.5
moop_in_network_usd = 6750
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5521_425"
plan_name = "Aetna Medicare Signature (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 4.5
moop_in_network_usd = 6750
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5521_581"
plan_name = "Aetna Medicare Enhanced (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = 63
overall_stars = 4.5
moop_in_network_usd = 5900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5525_079"
plan_name = "Humana USAA Honor Giveback (PPO)"
category = "MA"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 6500
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5525_087"
plan_name = "HumanaChoice H5525-087 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 67
overall_stars = 3.5
moop_in_network_usd = 6750
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5649_018"
plan_name = "Central Health Classic Care Plan IV (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Central Health Medicare Plan"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 2499
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5649_024"
plan_name = "Central Health Dual Access Plan (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Central Health Medicare Plan"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5649_025"
plan_name = "Central Health Embrace Care Plan (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "Central Health Medicare Plan"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 1800
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5649_026"
plan_name = "Central Health Embrace Choice Plan (HMO C-SNP)"
category = "SNP"
plan_type = "HMO C-SNP"
organization = "Central Health Medicare Plan"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5649_030"
plan_name = "Central Health Valor Care Plan (HMO)"
category = "MA"
plan_type = "HMO"
organization = "Central Health Medicare Plan"
monthly_premium_usd = "N/A"
overall_stars = 3
moop_in_network_usd = 4400
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8051_001"
plan_name = "SFHP Care Plus (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "San Francisco Health Plan"
monthly_premium_usd = 12
overall_stars = "Not rated"
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8794_019"
plan_name = "Kaiser Permanente Dual Complete North P19 (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Kaiser Permanente"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"
