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  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/fl/st-lucie.jsonld",
  "@type": "schema:Dataset",
  "name": "Atlas Commons research objects — Medicare plans in St. Lucie, Florida (CY2026)",
  "description": "CMS CY2026 Medicare Advantage and Part D plans available in St. Lucie, Florida: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0.",
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  "about": {
    "@type": "schema:Place",
    "name": "St. Lucie, Florida",
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      "@type": "schema:Claim",
      "name": "91 Medicare plans are available in St. Lucie, Florida for contract year 2026",
      "text": "The CMS CY2026 Medicare Landscape Files record 91 Medicare Advantage and Part D plans available in St. Lucie, Florida. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total.",
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      "@type": "schema:Claim",
      "name": "Monthly premiums for Medicare plans in St. Lucie, Florida range from $0.00/mo to $184.00/mo (CY2026)",
      "text": "The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for St. Lucie, Florida. Across the 91 plans with a published premium, the range is $0.00/mo to $184.00/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost.",
      "claimType": "official_fact",
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      "epistemicStatus": {
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        "source": "CMS CY2026 Medicare Landscape Files",
        "sourceUrl": "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information",
        "value": "$0.00/mo–$184.00/mo monthly consolidated premium",
        "adjudicator": {
          "name": "CMS CY2026 Medicare Landscape Files",
          "url": "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
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      },
      "falsifier": "Verify in the CMS CY2026 Medicare Landscape Files for St. Lucie, Florida. Falsified if the CMS-published per-plan premium figures differ."
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    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/fl/st-lucie/star-ratings",
      "@type": "schema:Claim",
      "name": "CMS assigned star ratings to 86 of 91 Medicare plans in St. Lucie, Florida (CY2026); average overall: 4.2 stars",
      "text": "CMS issued Overall star ratings (1–5 stars) to 86 of 91 Medicare plans in St. Lucie, Florida for CY2026. The unweighted average overall star rating across rated plans is 4.2; 5 plans received 5 stars. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area.",
      "claimType": "regulatory_determination",
      "reviewStatus": "current",
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      "epistemicStatus": {
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        "value": "4.2 avg overall stars (86 rated plans)",
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      "falsifier": "Verify CMS star ratings for these contract IDs at the CMS Medicare Plan Finder or the CMS star ratings dataset. Falsified if the CMS-published ratings for these contracts differ. Note: PDP-only plans and newly contracted plans may not have an overall star rating — the 5 unrated plans in this county are not rated, not unqualified."
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      "@type": "schema:Claim",
      "name": "What these Medicare plan figures are — and are NOT — for St. Lucie, Florida (the epistemic boundary)",
      "text": "This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in St. Lucie, Florida for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the \"best\" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a \"best\" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227).",
      "claimType": "interpretation",
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        "adjudged": false,
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        "groundingType": "Interpretation",
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        "value": "plan list + base premiums + CMS star ratings; NOT net cost or a ranking",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing) and adjudged=FALSE (the atlas's reading, not a CMS verdict) — the LOWEST-warrant claim here."
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            "contract_plan_id": "H0710_010",
            "plan_name": "UHC Nursing Home Plan FL-F001 (PPO I-SNP)",
            "category": "SNP",
            "plan_type": "PPO I-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 4.8,
            "overall_stars": 4.5,
            "moop_in_network_usd": 9250,
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          "item": {
            "contract_plan_id": "H1032_202",
            "plan_name": "Wellcare Dual Reserve (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "Wellcare",
            "monthly_premium_usd": 4.8,
            "overall_stars": 4,
            "moop_in_network_usd": 3000,
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        {
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          "item": {
            "contract_plan_id": "H1032_210",
            "plan_name": "Wellcare Giveback (HMO)",
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            "plan_type": "HMO",
            "organization": "Wellcare",
            "monthly_premium_usd": 0,
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            "moop_in_network_usd": 7200,
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        {
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          "item": {
            "contract_plan_id": "H1032_211",
            "plan_name": "Wellcare Simple (HMO)",
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            "plan_type": "HMO",
            "organization": "Wellcare",
            "monthly_premium_usd": 0,
            "overall_stars": 4,
            "moop_in_network_usd": 2900,
            "snp": "No"
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        {
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          "item": {
            "contract_plan_id": "H1032_239",
            "plan_name": "Wellcare Patriot Giveback (HMO)",
            "category": "MA",
            "plan_type": "HMO",
            "organization": "Wellcare",
            "monthly_premium_usd": "N/A",
            "overall_stars": 4,
            "moop_in_network_usd": 5000,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1032_244",
            "plan_name": "Wellcare Dual Access Sync (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "Wellcare",
            "monthly_premium_usd": 4.8,
            "overall_stars": 4,
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1032_245",
            "plan_name": "Wellcare Sunshine Health Dual Align (HMO D-SNP)",
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            "organization": "Wellcare",
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            "overall_stars": 4,
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1035_019",
            "plan_name": "BlueMedicare Classic (HMO)",
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            "plan_type": "HMO",
            "organization": "Florida Blue HMO",
            "monthly_premium_usd": 0,
            "overall_stars": 4,
            "moop_in_network_usd": 6750,
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            "contract_plan_id": "H1035_048",
            "plan_name": "BlueMedicare Premier (HMO)",
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            "plan_type": "HMO",
            "organization": "Florida Blue HMO",
            "monthly_premium_usd": 0,
            "overall_stars": 4,
            "moop_in_network_usd": 4200,
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            "contract_plan_id": "H1036_226",
            "plan_name": "Humana Gold Plus SNP-DE H1036-226 (HMO D-SNP)",
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            "monthly_premium_usd": 0.1,
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          "item": {
            "contract_plan_id": "H1036_229",
            "plan_name": "Humana Gold Plus H1036-229 (HMO)",
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            "plan_type": "HMO",
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            "overall_stars": 4.5,
            "moop_in_network_usd": 3800,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1036_286",
            "plan_name": "Humana Gold Plus Giveback H1036-286 (HMO)",
            "category": "MA-PD",
            "plan_type": "HMO",
            "organization": "Humana",
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            "overall_stars": 4.5,
            "moop_in_network_usd": 5500,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1036_292",
            "plan_name": "Humana Gold Plus - Diabetes and Heart (HMO C-SNP)",
            "category": "SNP",
            "plan_type": "HMO C-SNP",
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            "overall_stars": 4.5,
            "moop_in_network_usd": 3350,
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          "item": {
            "contract_plan_id": "H1036_298",
            "plan_name": "Humana Gold Plus Lung (HMO C-SNP)",
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            "plan_type": "HMO C-SNP",
            "organization": "Humana",
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            "contract_plan_id": "H1036_338",
            "plan_name": "Humana Gold Plus - Diabetes and Heart (HMO C-SNP)",
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            "plan_type": "HMO C-SNP",
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            "monthly_premium_usd": 0,
            "overall_stars": 4.5,
            "moop_in_network_usd": 3300,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1036_339",
            "plan_name": "Humana Dual Integrated (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "Humana",
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            "moop_in_network_usd": 9250,
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        {
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          "position": 17,
          "item": {
            "contract_plan_id": "H1045_028",
            "plan_name": "AARP Medicare Advantage from UHC FL-0006 (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 0,
            "overall_stars": 4.5,
            "moop_in_network_usd": 3800,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1045_036",
            "plan_name": "AARP Medicare Advantage from UHC FL-001P (HMO-POS)",
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            "plan_type": "HMO-POS",
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            "monthly_premium_usd": 0,
            "overall_stars": 4.5,
            "moop_in_network_usd": 3900,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1045_039",
            "plan_name": "UHC Dual Complete FL-D002 (HMO-POS D-SNP)",
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            "plan_type": "HMO-POS D-SNP",
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            "moop_in_network_usd": 9250,
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          }
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          "item": {
            "contract_plan_id": "H1045_048",
            "plan_name": "UHC Complete Care FL-14 (HMO-POS C-SNP)",
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            "plan_type": "HMO-POS C-SNP",
            "organization": "UnitedHealthcare",
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            "moop_in_network_usd": 3400,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1045_060",
            "plan_name": "AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS)",
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            "overall_stars": 4.5,
            "moop_in_network_usd": 6700,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1290_039",
            "plan_name": "DEVOTED DUAL 039 FL (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "Devoted Health",
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            "overall_stars": 5,
            "moop_in_network_usd": 4900,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1290_045",
            "plan_name": "DEVOTED GIVEBACK 045 FL (HMO)",
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            "plan_type": "HMO",
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            "overall_stars": 5,
            "moop_in_network_usd": 6750,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1290_046",
            "plan_name": "DEVOTED CORE 046 FL (HMO)",
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            "plan_type": "HMO",
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            "overall_stars": 5,
            "moop_in_network_usd": 4900,
            "snp": "No"
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        {
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          "position": 25,
          "item": {
            "contract_plan_id": "H1290_052",
            "plan_name": "DEVOTED DUAL PLUS 052 FL (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "Devoted Health",
            "monthly_premium_usd": 0,
            "overall_stars": 5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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        {
          "@type": "schema:ListItem",
          "position": 26,
          "item": {
            "contract_plan_id": "H1290_066",
            "plan_name": "DEVOTED CORE 066 FL (HMO)",
            "category": "MA-PD",
            "plan_type": "HMO",
            "organization": "Devoted Health",
            "monthly_premium_usd": 0,
            "overall_stars": 5,
            "moop_in_network_usd": 4900,
            "snp": "No"
          }
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        {
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          "position": 27,
          "item": {
            "contract_plan_id": "H1526_001",
            "plan_name": "Gold Heart & Diabetes (HMO-POS C-SNP)",
            "category": "SNP",
            "plan_type": "HMO-POS C-SNP",
            "organization": "Gold Kidney Health Plan",
            "monthly_premium_usd": 0,
            "overall_stars": "Not rated",
            "moop_in_network_usd": 2700,
            "snp": "No"
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        },
        {
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          "item": {
            "contract_plan_id": "H1526_002",
            "plan_name": "Gold Heart & Diabetes Complete (HMO-POS C-SNP)",
            "category": "SNP",
            "plan_type": "HMO-POS C-SNP",
            "organization": "Gold Kidney Health Plan",
            "monthly_premium_usd": 0,
            "overall_stars": "Not rated",
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1526_003",
            "plan_name": "Gold Dialysis & Kidney (HMO-POS C-SNP)",
            "category": "SNP",
            "plan_type": "HMO-POS C-SNP",
            "organization": "Gold Kidney Health Plan",
            "monthly_premium_usd": 0,
            "overall_stars": "Not rated",
            "moop_in_network_usd": 3100,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H1526_004",
            "plan_name": "Gold Dialysis & Kidney Complete (HMO-POS C-SNP)",
            "category": "SNP",
            "plan_type": "HMO-POS C-SNP",
            "organization": "Gold Kidney Health Plan",
            "monthly_premium_usd": 4.8,
            "overall_stars": "Not rated",
            "moop_in_network_usd": 9250,
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          }
        },
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          "position": 31,
          "item": {
            "contract_plan_id": "H1609_019",
            "plan_name": "Aetna Medicare Dual Select (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "Aetna Medicare",
            "monthly_premium_usd": 0,
            "overall_stars": 4.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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