---
title: Atlas Commons research objects — Medicare plans in Clay, Iowa (CY2026)
license: CC0-1.0
source: CMS CY2026 Medicare Landscape Files
---

# Atlas Commons research objects — Medicare plans in Clay, Iowa (CY2026)

CMS CY2026 Medicare Advantage and Part D plans available in Clay, Iowa: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0.

## Claims

### 28 Medicare plans are available in Clay, Iowa for contract year 2026

**DERIVED.** The CMS CY2026 Medicare Landscape Files record 28 Medicare Advantage and Part D plans available in Clay, Iowa. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total.

Source: CMS CY2026 Medicare Landscape Files — https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information
Falsifier: occurred=TRUE: a faithful COUNT/SUM/total over the named record set that introduces NO modeling choice — it IS the case in the record. adjudged=FALSE: Atlas Commons computed the aggregate; CMS CY2026 Medicare Landscape Files published the underlying records, NOT this figure. Re-count it from the named source to verify. Distinct from a median/ratio/index (which picks a population, weighting, denominator, or threshold — a constructed statistic → 'derived', occurred=FALSE) and from an authority-published total (→ 'recorded', adjudged=TRUE).

### Monthly premiums for Medicare plans in Clay, Iowa range from $0.00/mo to $189.00/mo (CY2026)

**RECORDED.** The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for Clay, Iowa. Across the 28 plans with a published premium, the range is $0.00/mo to $189.00/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost.

Source: CMS CY2026 Medicare Landscape Files — https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information
Falsifier: Verify in the CMS CY2026 Medicare Landscape Files for Clay, Iowa. Falsified if the CMS-published per-plan premium figures differ.

### CMS assigned star ratings to 28 of 28 Medicare plans in Clay, Iowa (CY2026); average overall: 3.7 stars

**PROJECTED.** CMS issued Overall star ratings (1–5 stars) to 28 of 28 Medicare plans in Clay, Iowa for CY2026. The unweighted average overall star rating across rated plans is 3.7. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area.

Source: CMS CY2026 Medicare Landscape Files — https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information
Falsifier: Verify CMS star ratings for these contract IDs at the CMS Medicare Plan Finder or the CMS star ratings dataset. Falsified if the CMS-published ratings for these contracts differ. Note: PDP-only plans and newly contracted plans may not have an overall star rating — the 0 unrated plans in this county are not rated, not unqualified.

### What these Medicare plan figures are — and are NOT — for Clay, Iowa (the epistemic boundary)

**INTERPRETATION.** This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in Clay, Iowa for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the "best" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a "best" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227).

Source: Coverage Atlas framing (over the CMS facts above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/ia/clay
Falsifier: occurred=FALSE (a framing) and adjudged=FALSE (the atlas's reading, not a CMS verdict) — the LOWEST-warrant claim here.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/ia/clay.jsonld`

## Data

### Medicare plans in Clay, Iowa (CY2026) — all RECORDED/DETERMINATION

Plan list from the CMS CY2026 Medicare Landscape Files. Premiums = RECORDED (CMS-published per-plan figures). Star ratings = DETERMINATION (CMS-issued institutional quality ratings). Plan count = AGGREGATED (Atlas Commons counted the rows; CMS published them).

| contract_plan_id | plan_name | category | plan_type | organization | monthly_premium_usd | overall_stars | moop_in_network_usd | snp |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| H0169_001 | UHC Dual Complete IA-S001 (HMO-POS D-SNP) | SNP | HMO-POS D-SNP | UnitedHealthcare | 41.5 | 4 | 9250 | No |
| H0907_001 | Wellpoint Full Dual Advantage (HMO-POS D-SNP) | SNP | HMO-POS D-SNP | Wellpoint | 29 | 3 | 9250 | No |
| H0907_003 | Wellpoint Full Dual Advantage 2 (HMO-POS D-SNP) | SNP | HMO-POS D-SNP | Wellpoint | 31.7 | 3 | 9250 | No |
| H1608_001 | Aetna Medicare Signature (PPO) | MA-PD | PPO | Aetna Medicare | 0 | 3.5 | 5000 | No |
| H1608_037 | Aetna Medicare Elite (PPO) | MA-PD | PPO | Aetna Medicare | 0 | 3.5 | 5500 | No |
| H1608_117 | Aetna Medicare Enhanced Extra (PPO) | MA-PD | PPO | Aetna Medicare | 57 | 3.5 | 4500 | No |
| H1609_001 | Aetna Medicare Signature (HMO-POS) | MA-PD | HMO-POS | Aetna Medicare | 0 | 4.5 | 4300 | No |
| H1609_058 | Aetna Medicare Eagle (HMO-POS) | MA | HMO-POS | Aetna Medicare | N/A | 4.5 | 6750 | No |
| H1609_068 | Aetna Medicare Value Care (HMO-POS) | MA-PD | HMO-POS | Aetna Medicare | 41 | 4.5 | 3900 | No |
| H1609_069 | Aetna Medicare Signature Extra (HMO-POS) | MA-PD | HMO-POS | Aetna Medicare | 0 | 4.5 | 5000 | No |
| H1799_005 | Molina Medicare Complete Care (HMO D-SNP) | SNP | HMO D-SNP | Passport Advantage | 0 | 3.5 | 9250 | No |
| H2450_030 | Medica Prime Solution Thrift (Cost) | Cost | Cost | Medica | N/A | 3.5 | 6750 | No |
| H2450_043 | Medica Prime Solution Premier (Cost) | Cost | Cost | Medica | N/A | 3.5 | 4200 | No |
| H2450_046 | Medica Prime Solution Core (Cost) | Cost | Cost | Medica | N/A | 3.5 | 4900 | No |
| H5216_014 | HumanaChoice H5216-014 (PPO) | MA-PD | PPO | Humana | 38 | 3.5 | 9250 | No |
| H5216_278 | Humana USAA Honor Giveback (PPO) | MA | PPO | Humana | N/A | 3.5 | 4700 | No |
| H5216_340 | HumanaChoice Giveback H5216-340 (PPO) | MA-PD | PPO | Humana | 0 | 3.5 | 5000 | No |
| H5216_411 | Humana Full Access H5216-411 (PPO) | MA-PD | PPO | Humana | 0 | 3.5 | 4250 | No |
| H5216_413 | Humana Together in Health (PPO I-SNP) | SNP | PPO I-SNP | Humana | 41.5 | 3.5 | 9250 | No |
| H5216_453 | Humana Together in Health Select (PPO I-SNP) | SNP | PPO I-SNP | Humana | 138 | 3.5 | 4900 | No |
| H5253_108 | AARP Medicare Advantage from UHC IA-0002 (HMO-POS) | MA-PD | HMO-POS | UnitedHealthcare | 55 | 4 | 5900 | No |
| H5253_180 | UHC Complete Care IA-5 (HMO-POS C-SNP) | SNP | HMO-POS C-SNP | UnitedHealthcare | 27 | 4 | 5900 | No |
| H5900_001 | Blue Medicare Advantage PPO (PPO) | MA-PD | PPO | Wellmark Advantage Health Plan | 0 | 3.5 | 4150 | No |
| H5900_006 | Blue Medicare Advantage Valor PPO (PPO) | MA | PPO | Wellmark Advantage Health Plan | N/A | 3.5 | 6750 | No |
| H6765_001 | Iowa Health Advantage (HMO I-SNP) | SNP | HMO I-SNP | Iowa Health Advantage | 41.5 | 4.5 | 9250 | No |
| H6765_002 | Iowa Health Advantage Choice (HMO I-SNP) | SNP | HMO I-SNP | Iowa Health Advantage | 41.5 | 4.5 | 9250 | No |
| H8768_017 | AARP Medicare Advantage from UHC IA-0003 (PPO) | MA-PD | PPO | UnitedHealthcare | 37 | 3.5 | 5900 | No |
| H8768_018 | AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO) | MA | PPO | UnitedHealthcare | N/A | 3.5 | 8900 | No |