---
title: Atlas Commons research objects — Medicare plans in Cumberland, Maine (CY2026)
license: CC0-1.0
source: CMS CY2026 Medicare Landscape Files
---

# Atlas Commons research objects — Medicare plans in Cumberland, Maine (CY2026)

CMS CY2026 Medicare Advantage and Part D plans available in Cumberland, Maine: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0.

## Claims

### 40 Medicare plans are available in Cumberland, Maine for contract year 2026

**DERIVED.** The CMS CY2026 Medicare Landscape Files record 40 Medicare Advantage and Part D plans available in Cumberland, Maine. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total.

Source: CMS CY2026 Medicare Landscape Files — https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information
Falsifier: occurred=TRUE: a faithful COUNT/SUM/total over the named record set that introduces NO modeling choice — it IS the case in the record. adjudged=FALSE: Atlas Commons computed the aggregate; CMS CY2026 Medicare Landscape Files published the underlying records, NOT this figure. Re-count it from the named source to verify. Distinct from a median/ratio/index (which picks a population, weighting, denominator, or threshold — a constructed statistic → 'derived', occurred=FALSE) and from an authority-published total (→ 'recorded', adjudged=TRUE).

### Monthly premiums for Medicare plans in Cumberland, Maine range from $0.00/mo to $104.00/mo (CY2026)

**RECORDED.** The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for Cumberland, Maine. Across the 40 plans with a published premium, the range is $0.00/mo to $104.00/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost.

Source: CMS CY2026 Medicare Landscape Files — https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information
Falsifier: Verify in the CMS CY2026 Medicare Landscape Files for Cumberland, Maine. Falsified if the CMS-published per-plan premium figures differ.

### CMS assigned star ratings to 39 of 40 Medicare plans in Cumberland, Maine (CY2026); average overall: 3.8 stars

**PROJECTED.** CMS issued Overall star ratings (1–5 stars) to 39 of 40 Medicare plans in Cumberland, Maine for CY2026. The unweighted average overall star rating across rated plans is 3.8. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area.

Source: CMS CY2026 Medicare Landscape Files — https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information
Falsifier: Verify CMS star ratings for these contract IDs at the CMS Medicare Plan Finder or the CMS star ratings dataset. Falsified if the CMS-published ratings for these contracts differ. Note: PDP-only plans and newly contracted plans may not have an overall star rating — the 1 unrated plan in this county are not rated, not unqualified.

### What these Medicare plan figures are — and are NOT — for Cumberland, Maine (the epistemic boundary)

**INTERPRETATION.** This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in Cumberland, Maine for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the "best" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a "best" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227).

Source: Coverage Atlas framing (over the CMS facts above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/me/cumberland
Falsifier: occurred=FALSE (a framing) and adjudged=FALSE (the atlas's reading, not a CMS verdict) — the LOWEST-warrant claim here.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/me/cumberland.jsonld`

## Data

### Medicare plans in Cumberland, Maine (CY2026) — all RECORDED/DETERMINATION

Plan list from the CMS CY2026 Medicare Landscape Files. Premiums = RECORDED (CMS-published per-plan figures). Star ratings = DETERMINATION (CMS-issued institutional quality ratings). Plan count = AGGREGATED (Atlas Commons counted the rows; CMS published them).

| contract_plan_id | plan_name | category | plan_type | organization | monthly_premium_usd | overall_stars | moop_in_network_usd | snp |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| H0710_026 | UHC Nursing Home Plan EX-F003 (PPO I-SNP) | SNP | PPO I-SNP | UnitedHealthcare | 42.4 | 4.5 | 9250 | No |
| H1365_001 | Martin's Point Generations Advantage Select (PPO) | MA-PD | PPO | Martin's Point Generations Advantage | 104 | 3.5 | 7000 | No |
| H2001_010 | AARP Medicare Advantage from UHC ME-0003 (PPO) | MA-PD | PPO | UnitedHealthcare | 84 | 4.5 | 6700 | No |
| H2001_019 | AARP Medicare Advantage from UHC ME-0005 (PPO) | MA-PD | PPO | UnitedHealthcare | 0 | 4.5 | 6700 | No |
| H2001_021 | AARP Medicare Advantage Patriot No Rx ME-MA01 (PPO) | MA | PPO | UnitedHealthcare | N/A | 4.5 | 5900 | No |
| H2001_068 | UHC Dual Complete ME-S1 (PPO D-SNP) | SNP | PPO D-SNP | UnitedHealthcare | 21.7 | 4.5 | 9250 | No |
| H2001_069 | UHC Dual Complete ME-S2 (PPO D-SNP) | SNP | PPO D-SNP | UnitedHealthcare | 21.7 | 4.5 | 9250 | No |
| H2001_083 | AARP Medicare Advantage from UHC ME-0002 (PPO) | MA-PD | PPO | UnitedHealthcare | 0 | 4.5 | 6700 | No |
| H2775_109 | Wellcare Low Premium Open (PPO) | MA-PD | PPO | Wellcare | 35 | 3 | 8500 | No |
| H2775_115 | Wellcare Dual Access Open (PPO D-SNP) | SNP | PPO D-SNP | Wellcare | 21.7 | 3 | 9250 | No |
| H2775_116 | Wellcare Patriot Giveback Open (PPO) | MA | PPO | Wellcare | N/A | 3 | 9250 | No |
| H2816_040 | Wellcare Advantage Simple (PFFS) | MA | PFFS | Wellcare | N/A | 3.5 | 4300 | No |
| H3597_001 | Aetna Medicare Signature (HMO-POS) | MA-PD | HMO-POS | Aetna Medicare | 0 | 4 | 6750 | No |
| H3597_011 | Aetna Medicare Full Dual (HMO-POS D-SNP) | SNP | HMO-POS D-SNP | Aetna Medicare | 19.2 | 4 | 9250 | No |
| H3597_012 | Aetna Medicare Partial Dual (HMO-POS D-SNP) | SNP | HMO-POS D-SNP | Aetna Medicare | 21.7 | 4 | 9250 | No |
| H3597_017 | Aetna Medicare Enhanced (HMO-POS) | MA-PD | HMO-POS | Aetna Medicare | 44 | 4 | 6350 | No |
| H5216_059 | Humana USAA Honor Giveback (PPO) | MA | PPO | Humana | N/A | 3.5 | 4950 | No |
| H5216_138 | HumanaChoice Giveback H5216-138 (PPO) | MA-PD | PPO | Humana | 0 | 3.5 | 6500 | No |
| H5216_175 | HumanaChoice H5216-175 (PPO) | MA-PD | PPO | Humana | 0 | 3.5 | 6700 | No |
| H5216_291 | HumanaChoice SNP-DE H5216-291 (PPO D-SNP) | SNP | PPO D-SNP | Humana | 1.9 | 3.5 | 9250 | No |
| H5253_161 | UHC Complete Care ME-6 (HMO-POS C-SNP) | SNP | HMO-POS C-SNP | UnitedHealthcare | 0 | 4 | 5900 | No |
| H5253_162 | UHC Northern Light Health ME-0001 (HMO-POS) | MA-PD | HMO-POS | UnitedHealthcare | 34 | 4 | 5900 | No |
| H5521_296 | Aetna Medicare Eagle Giveback (PPO) | MA | PPO | Aetna Medicare | N/A | 4.5 | 5900 | No |
| H5521_495 | Aetna Medicare Premier (PPO) | MA-PD | PPO | Aetna Medicare | 84 | 4.5 | 6350 | No |
| H5591_003 | Martin's Point Generations Advantage Alliance (HMO) | MA | HMO | Martin's Point Generations Advantage | N/A | 4 | 5000 | No |
| H5591_006 | Martin's Point Generations Advantage Prime (HMO-POS) | MA-PD | HMO-POS | Martin's Point Generations Advantage | 38 | 4 | 7000 | No |
| H5591_018 | Martin's Point Generations Advantage Essential (HMO-POS) | MA-PD | HMO-POS | Martin's Point Generations Advantage | 0 | 4 | 9000 | No |
| H5619_001 | Humana Gold Plus H5619-001 (HMO) | MA-PD | HMO | Humana | 0 | 3 | 6800 | No |
| H5619_003 | Humana Gold Plus SNP-DE H5619-003 (HMO D-SNP) | SNP | HMO D-SNP | Humana | 0 | 3 | 9250 | No |
| H5619_066 | Humana Gold Plus Giveback H5619-066 (HMO) | MA-PD | HMO | Humana | 0 | 3 | 8250 | No |
| H5619_181 | Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | SNP | HMO C-SNP | Humana | 0 | 3 | 6845 | No |
| H5619_182 | Humana Gold Plus SNP-DE H5619-182 (HMO D-SNP) | SNP | HMO D-SNP | Humana | 21.7 | 3 | 9250 | No |
| H7617_046 | HumanaChoice Giveback H7617-046 (PPO) | MA-PD | PPO | Humana | 0 | 4.5 | 6500 | No |
| H9065_001 | Anthem I MaineHealth Advantage Dual Plus (HMO D-SNP) | SNP | HMO D-SNP | AMH Health | 0 | 3.5 | 9250 | No |
| H9065_002 | Anthem I MaineHealth Advantage Choice (HMO-POS) | MA-PD | HMO-POS | AMH Health | 28 | 3.5 | 8900 | No |
| H9219_004 | Anthem I MaineHealth Advantage Veteran (PPO) | MA | PPO | AMH Health | N/A | Not rated | 7200 | No |
| H9364_001 | Wellcare Simple (HMO-POS) | MA-PD | HMO-POS | Wellcare | 0 | 3.5 | 9250 | No |
| H9364_002 | Wellcare Dual Access (HMO-POS D-SNP) | SNP | HMO-POS D-SNP | Wellcare | 15.1 | 3.5 | 9250 | No |
| H9364_003 | Wellcare Dual Liberty (HMO-POS D-SNP) | SNP | HMO-POS D-SNP | Wellcare | 17.9 | 3.5 | 9250 | No |
| H9364_004 | Wellcare Giveback (HMO-POS) | MA-PD | HMO-POS | Wellcare | 0 | 3.5 | 9250 | No |