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  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/mi/oakland.jsonld",
  "@type": "schema:Dataset",
  "name": "Atlas Commons research objects — Medicare plans in Oakland, Michigan (CY2026)",
  "description": "CMS CY2026 Medicare Advantage and Part D plans available in Oakland, Michigan: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0.",
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  "about": {
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    "name": "Oakland, Michigan",
    "identifier": "MI-oakland"
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      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/mi/oakland/plan-count",
      "@type": "schema:Claim",
      "name": "103 Medicare plans are available in Oakland, Michigan for contract year 2026",
      "text": "The CMS CY2026 Medicare Landscape Files record 103 Medicare Advantage and Part D plans available in Oakland, Michigan. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total.",
      "claimType": "aggregated_fact",
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      "epistemicStatus": {
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        "value": "103 plans",
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      "falsifier": "occurred=TRUE: a faithful COUNT/SUM/total over the named record set that introduces NO modeling choice — it IS the case in the record. adjudged=FALSE: Atlas Commons computed the aggregate; CMS CY2026 Medicare Landscape Files published the underlying records, NOT this figure. Re-count it from the named source to verify. Distinct from a median/ratio/index (which picks a population, weighting, denominator, or threshold — a constructed statistic → 'derived', occurred=FALSE) and from an authority-published total (→ 'recorded', adjudged=TRUE)."
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      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/mi/oakland/premium-range",
      "@type": "schema:Claim",
      "name": "Monthly premiums for Medicare plans in Oakland, Michigan range from $0.00/mo to $298.60/mo (CY2026)",
      "text": "The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for Oakland, Michigan. Across the 103 plans with a published premium, the range is $0.00/mo to $298.60/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost.",
      "claimType": "official_fact",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
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        "adjudged": true,
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      "grounding": {
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        "source": "CMS CY2026 Medicare Landscape Files",
        "sourceUrl": "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information",
        "value": "$0.00/mo–$298.60/mo monthly consolidated premium",
        "adjudicator": {
          "name": "CMS CY2026 Medicare Landscape Files",
          "url": "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
        }
      },
      "falsifier": "Verify in the CMS CY2026 Medicare Landscape Files for Oakland, Michigan. Falsified if the CMS-published per-plan premium figures differ."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/mi/oakland/star-ratings",
      "@type": "schema:Claim",
      "name": "CMS assigned star ratings to 102 of 103 Medicare plans in Oakland, Michigan (CY2026); average overall: 3.8 stars",
      "text": "CMS issued Overall star ratings (1–5 stars) to 102 of 103 Medicare plans in Oakland, Michigan for CY2026. The unweighted average overall star rating across rated plans is 3.8; 6 plans received 5 stars. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area.",
      "claimType": "regulatory_determination",
      "reviewStatus": "current",
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      "epistemicStatus": {
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        "supported": true,
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        "value": "3.8 avg overall stars (102 rated plans)",
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      "falsifier": "Verify CMS star ratings for these contract IDs at the CMS Medicare Plan Finder or the CMS star ratings dataset. Falsified if the CMS-published ratings for these contracts differ. Note: PDP-only plans and newly contracted plans may not have an overall star rating — the 1 unrated plan in this county are not rated, not unqualified."
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      "@type": "schema:Claim",
      "name": "What these Medicare plan figures are — and are NOT — for Oakland, Michigan (the epistemic boundary)",
      "text": "This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in Oakland, Michigan for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the \"best\" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a \"best\" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227).",
      "claimType": "interpretation",
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        "value": "plan list + base premiums + CMS star ratings; NOT net cost or a ranking",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing) and adjudged=FALSE (the atlas's reading, not a CMS verdict) — the LOWEST-warrant claim here."
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      "name": "Medicare plans in Oakland, Michigan (CY2026) — all RECORDED/DETERMINATION",
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          "item": {
            "contract_plan_id": "H0294_017",
            "plan_name": "AARP Medicare Advantage from UHC MI-0001 (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 0,
            "overall_stars": 3.5,
            "moop_in_network_usd": 6700,
            "snp": "No"
          }
        },
        {
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          "item": {
            "contract_plan_id": "H0294_018",
            "plan_name": "AARP Medicare Advantage from UHC MI-0002 (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 64,
            "overall_stars": 3.5,
            "moop_in_network_usd": 5400,
            "snp": "No"
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        {
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          "position": 3,
          "item": {
            "contract_plan_id": "H0294_022",
            "plan_name": "AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO)",
            "category": "MA",
            "plan_type": "PPO",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": "N/A",
            "overall_stars": 3.5,
            "moop_in_network_usd": 6700,
            "snp": "No"
          }
        },
        {
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          "position": 4,
          "item": {
            "contract_plan_id": "H0294_048",
            "plan_name": "UHC Complete Care Support MI-3 (PPO C-SNP)",
            "category": "SNP",
            "plan_type": "PPO C-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 8.8,
            "overall_stars": 3.5,
            "moop_in_network_usd": 6700,
            "snp": "No"
          }
        },
        {
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          "position": 5,
          "item": {
            "contract_plan_id": "H2001_039",
            "plan_name": "UHC Dual Complete MI-S001 (PPO D-SNP)",
            "category": "SNP",
            "plan_type": "PPO D-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 8.8,
            "overall_stars": 4.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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        },
        {
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          "position": 6,
          "item": {
            "contract_plan_id": "H2117_001",
            "plan_name": "Wellcare Simple Open (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "Wellcare",
            "monthly_premium_usd": 0,
            "overall_stars": 3,
            "moop_in_network_usd": 5200,
            "snp": "No"
          }
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          "item": {
            "contract_plan_id": "H2117_002",
            "plan_name": "Wellcare Dual Access Open (PPO D-SNP)",
            "category": "SNP",
            "plan_type": "PPO D-SNP",
            "organization": "Wellcare",
            "monthly_premium_usd": 8.8,
            "overall_stars": 3,
            "moop_in_network_usd": 9250,
            "snp": "No"
          }
        },
        {
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          "item": {
            "contract_plan_id": "H2117_003",
            "plan_name": "Wellcare Patriot Giveback Open (PPO)",
            "category": "MA",
            "plan_type": "PPO",
            "organization": "Wellcare",
            "monthly_premium_usd": "N/A",
            "overall_stars": 3,
            "moop_in_network_usd": 5000,
            "snp": "No"
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        {
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          "position": 9,
          "item": {
            "contract_plan_id": "H2247_001",
            "plan_name": "UHC Dual Complete MI-S002 (HMO-POS D-SNP)",
            "category": "SNP",
            "plan_type": "HMO-POS D-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 0,
            "overall_stars": 3.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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        {
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          "item": {
            "contract_plan_id": "H2247_003",
            "plan_name": "UHC Dual Complete MI-V001 (HMO-POS D-SNP)",
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            "plan_type": "HMO-POS D-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 0.2,
            "overall_stars": 3.5,
            "moop_in_network_usd": 6700,
            "snp": "No"
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        },
        {
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          "item": {
            "contract_plan_id": "H2247_004",
            "plan_name": "UHC Dual Complete MI-S3 (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 8.8,
            "overall_stars": 3.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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        },
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          "position": 12,
          "item": {
            "contract_plan_id": "H2320_022",
            "plan_name": "PriorityMedicare Key (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "Priority Health Medicare",
            "monthly_premium_usd": 0,
            "overall_stars": 4.5,
            "moop_in_network_usd": 5800,
            "snp": "No"
          }
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          "item": {
            "contract_plan_id": "H2320_028",
            "plan_name": "PriorityMedicare (HMO-POS)",
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            "plan_type": "HMO-POS",
            "organization": "Priority Health Medicare",
            "monthly_premium_usd": 66,
            "overall_stars": 4.5,
            "moop_in_network_usd": 4500,
            "snp": "No"
          }
        },
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          "position": 14,
          "item": {
            "contract_plan_id": "H2320_029",
            "plan_name": "PriorityMedicare Value (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "Priority Health Medicare",
            "monthly_premium_usd": 43,
            "overall_stars": 4.5,
            "moop_in_network_usd": 5100,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H2320_031",
            "plan_name": "PriorityMedicare Vintage (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "Priority Health Medicare",
            "monthly_premium_usd": 8.8,
            "overall_stars": 4.5,
            "moop_in_network_usd": 5600,
            "snp": "No"
          }
        },
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          "position": 16,
          "item": {
            "contract_plan_id": "H2320_032",
            "plan_name": "PriorityMedicare Smart Savings (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "Priority Health Medicare",
            "monthly_premium_usd": 0,
            "overall_stars": 4.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 17,
          "item": {
            "contract_plan_id": "H2322_008",
            "plan_name": "HAP Senior Plus (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "HAP Senior Plus (PPO)",
            "monthly_premium_usd": 165,
            "overall_stars": 4,
            "moop_in_network_usd": 4150,
            "snp": "No"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 18,
          "item": {
            "contract_plan_id": "H2322_011",
            "plan_name": "HAP Medicare Explore (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "HAP Senior Plus (PPO)",
            "monthly_premium_usd": 0,
            "overall_stars": 4,
            "moop_in_network_usd": 5400,
            "snp": "No"
          }
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        {
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          "position": 19,
          "item": {
            "contract_plan_id": "H2322_016",
            "plan_name": "HAP Medicare Prime (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "HAP Senior Plus (PPO)",
            "monthly_premium_usd": 0,
            "overall_stars": 4,
            "moop_in_network_usd": 5650,
            "snp": "No"
          }
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        {
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          "item": {
            "contract_plan_id": "H2322_017",
            "plan_name": "HAP Member Assist (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "HAP Senior Plus (PPO)",
            "monthly_premium_usd": 8.8,
            "overall_stars": 4,
            "moop_in_network_usd": 5200,
            "snp": "No"
          }
        },
        {
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          "position": 21,
          "item": {
            "contract_plan_id": "H2322_020",
            "plan_name": "HAP Medicare Complete Assist (PPO D-SNP)",
            "category": "SNP",
            "plan_type": "PPO D-SNP",
            "organization": "HAP Senior Plus (PPO)",
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            "overall_stars": 4,
            "moop_in_network_usd": 9250,
            "snp": "No"
          }
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        {
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          "position": 22,
          "item": {
            "contract_plan_id": "H2354_015",
            "plan_name": "HAP Medicare Connect (HMO)",
            "category": "MA-PD",
            "plan_type": "HMO",
            "organization": "HAP Senior Plus",
            "monthly_premium_usd": 0,
            "overall_stars": 4,
            "moop_in_network_usd": 5000,
            "snp": "No"
          }
        },
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          "position": 23,
          "item": {
            "contract_plan_id": "H2354_018",
            "plan_name": "HAP Senior Plus Henry Ford Tiered Access (HMO)",
            "category": "MA-PD",
            "plan_type": "HMO",
            "organization": "HAP Senior Plus",
            "monthly_premium_usd": 95,
            "overall_stars": 4,
            "moop_in_network_usd": 4750,
            "snp": "No"
          }
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        {
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          "position": 24,
          "item": {
            "contract_plan_id": "H2354_019",
            "plan_name": "HAP Medicare MedicalAccess (HMO)",
            "category": "MA",
            "plan_type": "HMO",
            "organization": "HAP Senior Plus",
            "monthly_premium_usd": "N/A",
            "overall_stars": 4,
            "moop_in_network_usd": 4500,
            "snp": "No"
          }
        },
        {
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          "position": 25,
          "item": {
            "contract_plan_id": "H2354_021",
            "plan_name": "HAP Senior Plus (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "HAP Senior Plus",
            "monthly_premium_usd": 105,
            "overall_stars": 4,
            "moop_in_network_usd": 4550,
            "snp": "No"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 26,
          "item": {
            "contract_plan_id": "H2354_025",
            "plan_name": "HAP Medicare Complete Duals (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "HAP Senior Plus",
            "monthly_premium_usd": 8.8,
            "overall_stars": 4,
            "moop_in_network_usd": 9250,
            "snp": "No"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 27,
          "item": {
            "contract_plan_id": "H2354_028",
            "plan_name": "HAP Medicare Superior (HMO)",
            "category": "MA-PD",
            "plan_type": "HMO",
            "organization": "HAP Senior Plus",
            "monthly_premium_usd": 0,
            "overall_stars": 4,
            "moop_in_network_usd": 5100,
            "snp": "No"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 28,
          "item": {
            "contract_plan_id": "H2354_029",
            "plan_name": "Henry Ford Select (HMO)",
            "category": "MA-PD",
            "plan_type": "HMO",
            "organization": "HAP Senior Plus",
            "monthly_premium_usd": 0,
            "overall_stars": 4,
            "moop_in_network_usd": 3500,
            "snp": "No"
          }
        },
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          "item": {
            "contract_plan_id": "H2354_030",
            "plan_name": "HAP Medicare Diabetes and Heart (HMO C-SNP)",
            "category": "SNP",
            "plan_type": "HMO C-SNP",
            "organization": "HAP Senior Plus",
            "monthly_premium_usd": 8.8,
            "overall_stars": 4,
            "moop_in_network_usd": 9250,
            "snp": "No"
          }
        },
        {
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          "position": 30,
          "item": {
            "contract_plan_id": "H3192_003",
            "plan_name": "Aetna Medicare Signature (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "Aetna Medicare",
            "monthly_premium_usd": 0,
            "overall_stars": 3,
            "moop_in_network_usd": 6750,
            "snp": "No"
          }
        },
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          "item": {
            "contract_plan_id": "H3192_007",
            "plan_name": "Aetna Medicare Full Dual Care (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "Aetna Medicare",
            "monthly_premium_usd": 8.8,
            "overall_stars": 3,
            "moop_in_network_usd": 9250,
            "snp": "No"
          }
        },
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          "item": {
            "contract_plan_id": "H3192_021",
            "plan_name": "Aetna Medicare Prime Care (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
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