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  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/nc/rutherford.jsonld",
  "@type": "schema:Dataset",
  "name": "Atlas Commons research objects — Medicare plans in Rutherford, North Carolina (CY2026)",
  "description": "CMS CY2026 Medicare Advantage and Part D plans available in Rutherford, North Carolina: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0.",
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  "about": {
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    "name": "Rutherford, North Carolina",
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      "@type": "schema:Claim",
      "name": "64 Medicare plans are available in Rutherford, North Carolina for contract year 2026",
      "text": "The CMS CY2026 Medicare Landscape Files record 64 Medicare Advantage and Part D plans available in Rutherford, North Carolina. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total.",
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      "@type": "schema:Claim",
      "name": "Monthly premiums for Medicare plans in Rutherford, North Carolina range from $0.00/mo to $255.00/mo (CY2026)",
      "text": "The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for Rutherford, North Carolina. Across the 64 plans with a published premium, the range is $0.00/mo to $255.00/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost.",
      "claimType": "official_fact",
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      "commercialInfluence": false,
      "epistemicStatus": {
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        "source": "CMS CY2026 Medicare Landscape Files",
        "sourceUrl": "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information",
        "value": "$0.00/mo–$255.00/mo monthly consolidated premium",
        "adjudicator": {
          "name": "CMS CY2026 Medicare Landscape Files",
          "url": "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
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      "falsifier": "Verify in the CMS CY2026 Medicare Landscape Files for Rutherford, North Carolina. Falsified if the CMS-published per-plan premium figures differ."
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    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/nc/rutherford/star-ratings",
      "@type": "schema:Claim",
      "name": "CMS assigned star ratings to 61 of 64 Medicare plans in Rutherford, North Carolina (CY2026); average overall: 4.0 stars",
      "text": "CMS issued Overall star ratings (1–5 stars) to 61 of 64 Medicare plans in Rutherford, North Carolina for CY2026. The unweighted average overall star rating across rated plans is 4.0; 6 plans received 5 stars. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area.",
      "claimType": "regulatory_determination",
      "reviewStatus": "current",
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      "epistemicStatus": {
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      "falsifier": "Verify CMS star ratings for these contract IDs at the CMS Medicare Plan Finder or the CMS star ratings dataset. Falsified if the CMS-published ratings for these contracts differ. Note: PDP-only plans and newly contracted plans may not have an overall star rating — the 3 unrated plans in this county are not rated, not unqualified."
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      "@type": "schema:Claim",
      "name": "What these Medicare plan figures are — and are NOT — for Rutherford, North Carolina (the epistemic boundary)",
      "text": "This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in Rutherford, North Carolina for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the \"best\" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a \"best\" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227).",
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        "value": "plan list + base premiums + CMS star ratings; NOT net cost or a ranking",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing) and adjudged=FALSE (the atlas's reading, not a CMS verdict) — the LOWEST-warrant claim here."
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            "plan_name": "UHC Nursing Home Plan NC-F001 (PPO I-SNP)",
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            "plan_type": "PPO I-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 36.2,
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          "item": {
            "contract_plan_id": "H1036_167",
            "plan_name": "Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
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            "monthly_premium_usd": 14.2,
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            "contract_plan_id": "H1036_307",
            "plan_name": "Humana Dual Select H1036-307 (HMO D-SNP)",
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          "item": {
            "contract_plan_id": "H1036_308",
            "plan_name": "Humana Gold Plus - Diabetes and Heart (HMO C-SNP)",
            "category": "SNP",
            "plan_type": "HMO C-SNP",
            "organization": "Humana",
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            "contract_plan_id": "H1036_331",
            "plan_name": "Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP)",
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          "item": {
            "contract_plan_id": "H1036_335",
            "plan_name": "Humana Gold Plus H1036-335 (HMO-POS)",
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            "plan_type": "HMO-POS",
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            "contract_plan_id": "H1889_005",
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            "plan_type": "PPO D-SNP",
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            "contract_plan_id": "H1914_007",
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            "contract_plan_id": "H1914_009",
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            "moop_in_network_usd": 4201,
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            "contract_plan_id": "H1914_010",
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            "contract_plan_id": "H2001_084",
            "plan_name": "AARP Medicare Advantage Access from UHC NC-23 (PPO)",
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            "contract_plan_id": "H3146_002",
            "plan_name": "Aetna Medicare Dual (HMO D-SNP)",
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            "plan_type": "HMO D-SNP",
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            "monthly_premium_usd": 36.2,
            "overall_stars": 4,
            "moop_in_network_usd": 9250,
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            "contract_plan_id": "H3146_006",
            "plan_name": "Aetna Medicare Value Plus (HMO)",
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            "contract_plan_id": "H3404_003",
            "plan_name": "Blue Medicare PPO Enhanced (PPO)",
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            "plan_type": "PPO",
            "organization": "Blue Cross and Blue Shield of North Carolina",
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            "contract_plan_id": "H3404_004",
            "plan_name": "Blue Medicare Freedom+ (PPO)",
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            "contract_plan_id": "H3449_012",
            "plan_name": "Blue Medicare Medical Only (HMO-POS)",
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            "contract_plan_id": "H3449_023",
            "plan_name": "Blue Medicare Essential Plus (HMO-POS)",
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            "moop_in_network_usd": 7450,
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            "moop_in_network_usd": 4200,
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            "contract_plan_id": "H3449_027",
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            "contract_plan_id": "H4073_002",
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            "snp": "No"
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          "item": {
            "contract_plan_id": "H4073_003",
            "plan_name": "Wellcare Dual Reserve (HMO-POS D-SNP)",
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          "item": {
            "contract_plan_id": "H4073_004",
            "plan_name": "Wellcare Dual Liberty (HMO-POS D-SNP)",
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            "plan_type": "HMO-POS D-SNP",
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            "moop_in_network_usd": 9250,
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          "item": {
            "contract_plan_id": "H5216_017",
            "plan_name": "HumanaChoice Giveback H5216-017 (PPO)",
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            "contract_plan_id": "H5216_211",
            "plan_name": "HumanaChoice H5216-211 (PPO)",
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          "item": {
            "contract_plan_id": "H5216_343",
            "plan_name": "Humana USAA Honor Giveback (PPO)",
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          "item": {
            "contract_plan_id": "H5253_040",
            "plan_name": "AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS)",
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            "plan_type": "HMO-POS",
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          "item": {
            "contract_plan_id": "H5253_041",
            "plan_name": "UHC Dual Complete NC-D001 (HMO-POS D-SNP)",
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            "plan_type": "HMO-POS D-SNP",
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            "monthly_premium_usd": 25.3,
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