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  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/nj/ocean.jsonld",
  "@type": "schema:Dataset",
  "name": "Atlas Commons research objects — Medicare plans in Ocean, New Jersey (CY2026)",
  "description": "CMS CY2026 Medicare Advantage and Part D plans available in Ocean, New Jersey: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0.",
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  "about": {
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    "name": "Ocean, New Jersey",
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      "@type": "schema:Claim",
      "name": "47 Medicare plans are available in Ocean, New Jersey for contract year 2026",
      "text": "The CMS CY2026 Medicare Landscape Files record 47 Medicare Advantage and Part D plans available in Ocean, New Jersey. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total.",
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      "@type": "schema:Claim",
      "name": "Monthly premiums for Medicare plans in Ocean, New Jersey range from $0.00/mo to $172.00/mo (CY2026)",
      "text": "The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for Ocean, New Jersey. Across the 47 plans with a published premium, the range is $0.00/mo to $172.00/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost.",
      "claimType": "official_fact",
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      "commercialInfluence": false,
      "epistemicStatus": {
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        "sourceUrl": "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information",
        "value": "$0.00/mo–$172.00/mo monthly consolidated premium",
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          "name": "CMS CY2026 Medicare Landscape Files",
          "url": "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
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      "falsifier": "Verify in the CMS CY2026 Medicare Landscape Files for Ocean, New Jersey. Falsified if the CMS-published per-plan premium figures differ."
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    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/nj/ocean/star-ratings",
      "@type": "schema:Claim",
      "name": "CMS assigned star ratings to 47 of 47 Medicare plans in Ocean, New Jersey (CY2026); average overall: 3.6 stars",
      "text": "CMS issued Overall star ratings (1–5 stars) to 47 of 47 Medicare plans in Ocean, New Jersey for CY2026. The unweighted average overall star rating across rated plans is 3.6. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area.",
      "claimType": "regulatory_determination",
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      "@type": "schema:Claim",
      "name": "What these Medicare plan figures are — and are NOT — for Ocean, New Jersey (the epistemic boundary)",
      "text": "This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in Ocean, New Jersey for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the \"best\" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a \"best\" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227).",
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        "value": "plan list + base premiums + CMS star ratings; NOT net cost or a ranking",
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          "item": {
            "contract_plan_id": "H0710_026",
            "plan_name": "UHC Nursing Home Plan EX-F003 (PPO I-SNP)",
            "category": "SNP",
            "plan_type": "PPO I-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 42.4,
            "overall_stars": 4.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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        {
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          "item": {
            "contract_plan_id": "H0755_037",
            "plan_name": "AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS)",
            "category": "MA",
            "plan_type": "HMO-POS",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": "N/A",
            "overall_stars": 3.5,
            "moop_in_network_usd": 6700,
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          "item": {
            "contract_plan_id": "H0755_038",
            "plan_name": "AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 0,
            "overall_stars": 3.5,
            "moop_in_network_usd": 6700,
            "snp": "No"
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        {
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          "item": {
            "contract_plan_id": "H0755_044",
            "plan_name": "AARP Medicare Advantage from UHC NJ-0002 (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 62,
            "overall_stars": 3.5,
            "moop_in_network_usd": 6700,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H0755_045",
            "plan_name": "AARP Medicare Advantage from UHC NJ-0003 (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 95,
            "overall_stars": 3.5,
            "moop_in_network_usd": 6500,
            "snp": "No"
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        {
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          "item": {
            "contract_plan_id": "H0755_046",
            "plan_name": "AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 0,
            "overall_stars": 3.5,
            "moop_in_network_usd": 6700,
            "snp": "No"
          }
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        {
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          "item": {
            "contract_plan_id": "H0885_001",
            "plan_name": "Braven Medicare Choice (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "Braven Health",
            "monthly_premium_usd": 0,
            "overall_stars": 4,
            "moop_in_network_usd": 9250,
            "snp": "No"
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        {
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          "item": {
            "contract_plan_id": "H0885_002",
            "plan_name": "Braven Medicare Freedom (PPO)",
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            "plan_type": "PPO",
            "organization": "Braven Health",
            "monthly_premium_usd": 40,
            "overall_stars": 4,
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H0885_010",
            "plan_name": "Braven Medicare Salute - No Rx (PPO)",
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            "plan_type": "PPO",
            "organization": "Braven Health",
            "monthly_premium_usd": "N/A",
            "overall_stars": 4,
            "moop_in_network_usd": 7000,
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          "item": {
            "contract_plan_id": "H0913_002",
            "plan_name": "Wellcare Low Premium (HMO-POS)",
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            "organization": "Wellcare",
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            "overall_stars": 3.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H0913_013",
            "plan_name": "Wellcare Fidelis Dual Align (HMO D-SNP)",
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            "plan_type": "HMO D-SNP",
            "organization": "Wellcare",
            "monthly_premium_usd": 54.2,
            "overall_stars": 3.5,
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          "item": {
            "contract_plan_id": "H0913_015",
            "plan_name": "Wellcare Assist (HMO-POS)",
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            "plan_type": "HMO-POS",
            "organization": "Wellcare",
            "monthly_premium_usd": 45.2,
            "overall_stars": 3.5,
            "moop_in_network_usd": 9250,
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          "item": {
            "contract_plan_id": "H0913_020",
            "plan_name": "Wellcare Patriot Simple (HMO-POS)",
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            "plan_type": "HMO-POS",
            "organization": "Wellcare",
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            "moop_in_network_usd": 7550,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H0913_021",
            "plan_name": "Wellcare Giveback (HMO-POS)",
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            "plan_type": "HMO-POS",
            "organization": "Wellcare",
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            "overall_stars": 3.5,
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          "item": {
            "contract_plan_id": "H0913_022",
            "plan_name": "Wellcare Simple (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "Wellcare",
            "monthly_premium_usd": 0,
            "overall_stars": 3.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H3113_005",
            "plan_name": "UHC Dual Complete NJ-Y001 (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 37.2,
            "overall_stars": 3.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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        {
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          "position": 17,
          "item": {
            "contract_plan_id": "H3152_022",
            "plan_name": "Aetna Medicare Enhanced (HMO-POS)",
            "category": "MA-PD",
            "plan_type": "HMO-POS",
            "organization": "Aetna Medicare",
            "monthly_premium_usd": 83,
            "overall_stars": 4,
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H3152_045",
            "plan_name": "Aetna Medicare Eagle Giveback (HMO)",
            "category": "MA",
            "plan_type": "HMO",
            "organization": "Aetna Medicare",
            "monthly_premium_usd": "N/A",
            "overall_stars": 4,
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H3152_082",
            "plan_name": "Aetna Medicare Signature Extra (HMO)",
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            "plan_type": "HMO",
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          "item": {
            "contract_plan_id": "H3240_013",
            "plan_name": "Wellpoint Full Dual Advantage (HMO D-SNP)",
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            "plan_type": "HMO D-SNP",
            "organization": "Wellpoint",
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            "overall_stars": 3,
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H3240_017",
            "plan_name": "Wellpoint Kidney Care (HMO-POS C-SNP)",
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            "snp": "No"
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          "item": {
            "contract_plan_id": "H3240_024",
            "plan_name": "Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP)",
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            "plan_type": "HMO-POS D-SNP",
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          "item": {
            "contract_plan_id": "H3949_054",
            "plan_name": "HealthSpring Preferred (HMO)",
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            "plan_type": "HMO",
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            "overall_stars": 3,
            "moop_in_network_usd": 7500,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H5141_032",
            "plan_name": "Clover Health Choice (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "Clover Health",
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            "overall_stars": 3.5,
            "moop_in_network_usd": 8500,
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          "item": {
            "contract_plan_id": "H5141_042",
            "plan_name": "Clover Health Choice Value (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "Clover Health",
            "monthly_premium_usd": 54,
            "overall_stars": 3.5,
            "moop_in_network_usd": 8250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H5141_054",
            "plan_name": "Clover Health Choice Giveback (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "Clover Health",
            "monthly_premium_usd": 0,
            "overall_stars": 3.5,
            "moop_in_network_usd": 8499,
            "snp": "No"
          }
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          "position": 27,
          "item": {
            "contract_plan_id": "H5141_061",
            "plan_name": "Clover Health Valor (PPO)",
            "category": "MA",
            "plan_type": "PPO",
            "organization": "Clover Health",
            "monthly_premium_usd": "N/A",
            "overall_stars": 3.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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        {
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          "position": 28,
          "item": {
            "contract_plan_id": "H5361_001",
            "plan_name": "AmeriHealth Medicare Core (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "AmeriHealth",
            "monthly_premium_usd": 0,
            "overall_stars": 2.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H5361_002",
            "plan_name": "AmeriHealth Medicare Enhanced (PPO)",
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            "plan_type": "PPO",
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            "overall_stars": 2.5,
            "moop_in_network_usd": 7550,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H5361_004",
            "plan_name": "AmeriHealth Medicare Ultimate (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "AmeriHealth",
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            "overall_stars": 2.5,
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            "snp": "No"
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          "position": 31,
          "item": {
            "contract_plan_id": "H5521_037",
            "plan_name": "Aetna Medicare Signature (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "Aetna Medicare",
            "monthly_premium_usd": 94,
            "overall_stars": 4.5,
            "moop_in_network_usd": 9250,
            "snp": "No"
          }
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          "item": {
            "contract_plan_id": "H5521_123",
            "plan_name": "Aetna Medicare Elite (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
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            "contract_plan_id": "H7849_149",
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}