name = "Atlas Commons research objects — Medicare plans in Warren, New Jersey (CY2026)"
description = "CMS CY2026 Medicare Advantage and Part D plans available in Warren, New Jersey: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/nj/warren.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/nj/warren/plan-count"
warrant = "DERIVED"
name = "39 Medicare plans are available in Warren, New Jersey for contract year 2026"
text = "The CMS CY2026 Medicare Landscape Files record 39 Medicare Advantage and Part D plans available in Warren, New Jersey. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "occurred=TRUE: a faithful COUNT/SUM/total over the named record set that introduces NO modeling choice — it IS the case in the record. adjudged=FALSE: Atlas Commons computed the aggregate; CMS CY2026 Medicare Landscape Files published the underlying records, NOT this figure. Re-count it from the named source to verify. Distinct from a median/ratio/index (which picks a population, weighting, denominator, or threshold — a constructed statistic → 'derived', occurred=FALSE) and from an authority-published total (→ 'recorded', adjudged=TRUE)."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/nj/warren/premium-range"
warrant = "RECORDED"
name = "Monthly premiums for Medicare plans in Warren, New Jersey range from $0.00/mo to $172.00/mo (CY2026)"
text = "The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for Warren, New Jersey. Across the 39 plans with a published premium, the range is $0.00/mo to $172.00/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "Verify in the CMS CY2026 Medicare Landscape Files for Warren, New Jersey. Falsified if the CMS-published per-plan premium figures differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/nj/warren/star-ratings"
warrant = "PROJECTED"
name = "CMS assigned star ratings to 39 of 39 Medicare plans in Warren, New Jersey (CY2026); average overall: 3.7 stars"
text = "CMS issued Overall star ratings (1–5 stars) to 39 of 39 Medicare plans in Warren, New Jersey for CY2026. The unweighted average overall star rating across rated plans is 3.7. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "Verify CMS star ratings for these contract IDs at the CMS Medicare Plan Finder or the CMS star ratings dataset. Falsified if the CMS-published ratings for these contracts differ. Note: PDP-only plans and newly contracted plans may not have an overall star rating — the 0 unrated plans in this county are not rated, not unqualified."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/nj/warren/boundary"
warrant = "INTERPRETATION"
name = "What these Medicare plan figures are — and are NOT — for Warren, New Jersey (the epistemic boundary)"
text = "This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in Warren, New Jersey for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the \"best\" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a \"best\" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227)."
source = "Coverage Atlas framing (over the CMS facts above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/nj/warren"
falsifier = "occurred=FALSE (a framing) and adjudged=FALSE (the atlas's reading, not a CMS verdict) — the LOWEST-warrant claim here."

[[medicarePlans]]
contract_plan_id = "H0755_037"
plan_name = "AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS)"
category = "MA"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0755_038"
plan_name = "AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0755_044"
plan_name = "AARP Medicare Advantage from UHC NJ-0002 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 62
overall_stars = 3.5
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0755_045"
plan_name = "AARP Medicare Advantage from UHC NJ-0003 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 95
overall_stars = 3.5
moop_in_network_usd = 6500
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0755_046"
plan_name = "AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0885_008"
plan_name = "Braven Medicare Freedom (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Braven Health"
monthly_premium_usd = 53
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0913_002"
plan_name = "Wellcare Low Premium (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellcare"
monthly_premium_usd = 34
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0913_013"
plan_name = "Wellcare Fidelis Dual Align (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Wellcare"
monthly_premium_usd = 54.2
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0913_015"
plan_name = "Wellcare Assist (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellcare"
monthly_premium_usd = 45.2
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0913_020"
plan_name = "Wellcare Patriot Simple (HMO-POS)"
category = "MA"
plan_type = "HMO-POS"
organization = "Wellcare"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 7550
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0913_021"
plan_name = "Wellcare Giveback (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellcare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0913_022"
plan_name = "Wellcare Simple (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellcare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3113_005"
plan_name = "UHC Dual Complete NJ-Y001 (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 37.2
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3152_045"
plan_name = "Aetna Medicare Eagle Giveback (HMO)"
category = "MA"
plan_type = "HMO"
organization = "Aetna Medicare"
monthly_premium_usd = "N/A"
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3152_048"
plan_name = "Aetna Medicare Signature (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Aetna Medicare"
monthly_premium_usd = 108
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3152_080"
plan_name = "Aetna Medicare Prime (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3152_098"
plan_name = "Aetna Medicare Elite (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Aetna Medicare"
monthly_premium_usd = 15
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3240_013"
plan_name = "Wellpoint Full Dual Advantage (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Wellpoint"
monthly_premium_usd = 32.1
overall_stars = 3
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3240_024"
plan_name = "Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP)"
category = "SNP"
plan_type = "HMO-POS D-SNP"
organization = "Wellpoint"
monthly_premium_usd = 32.1
overall_stars = 3
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_174"
plan_name = "Humana USAA Honor Giveback (PPO)"
category = "MA"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 6750
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_319"
plan_name = "HumanaChoice Giveback H5216-319 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 7250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_461"
plan_name = "HumanaChoice H5216-461 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 31.1
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5521_275"
plan_name = "Aetna Medicare Prime Extra (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = 74
overall_stars = 4.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5521_277"
plan_name = "Aetna Medicare Prime Giveback (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 4.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5521_392"
plan_name = "Aetna Medicare Prime (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 4.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5521_504"
plan_name = "Aetna Medicare Eagle Giveback (PPO)"
category = "MA"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = "N/A"
overall_stars = 4.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5521_513"
plan_name = "Aetna Medicare Enhanced Extra (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = 91
overall_stars = 4.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H6399_001"
plan_name = "Aetna Medicare FIDE (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Aetna Better Health of New Jersey"
monthly_premium_usd = 54.2
overall_stars = 3
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H6622_100"
plan_name = "Humana Gold Plus H6622-100 (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Humana"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 8850
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7617_045"
plan_name = "HumanaChoice Giveback H7617-045 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 0
overall_stars = 4.5
moop_in_network_usd = 7250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7849_149"
plan_name = "HealthSpring True Choice (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "HealthSpring"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 6800
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8298_001"
plan_name = "Horizon NJ TotalCare (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Horizon Blue Cross Blue Shield of New Jersey"
monthly_premium_usd = 42.7
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8768_022"
plan_name = "AARP Medicare Advantage from UHC NJ-0004 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "UnitedHealthcare"
monthly_premium_usd = 45
overall_stars = 3.5
moop_in_network_usd = 7900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8768_035"
plan_name = "AARP Medicare Advantage from UHC NJ-0005 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "UnitedHealthcare"
monthly_premium_usd = 72
overall_stars = 3.5
moop_in_network_usd = 7550
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8768_058"
plan_name = "AARP Medicare Advantage from UHC NJ-6 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 8900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8768_059"
plan_name = "AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO)"
category = "MA"
plan_type = "PPO"
organization = "UnitedHealthcare"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H9942_001"
plan_name = "Longevity Health Plan (PPO I-SNP)"
category = "SNP"
plan_type = "PPO I-SNP"
organization = "Longevity Health Plan"
monthly_premium_usd = 40
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H9942_002"
plan_name = "Longevity Health Plan (PPO I-SNP)"
category = "SNP"
plan_type = "PPO I-SNP"
organization = "Longevity Health Plan"
monthly_premium_usd = 172
overall_stars = 4
moop_in_network_usd = 4250
snp = "No"

[[medicarePlans]]
contract_plan_id = "R6694_006"
plan_name = "Aetna Medicare Signature (Regional PPO)"
category = "MA-PD"
plan_type = "Regional PPO"
organization = "Aetna Medicare"
monthly_premium_usd = 139
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"
