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  "@type": "schema:Dataset",
  "name": "Atlas Commons research objects — Medicare plans in Schenectady, New York (CY2026)",
  "description": "CMS CY2026 Medicare Advantage and Part D plans available in Schenectady, New York: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0.",
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      "name": "60 Medicare plans are available in Schenectady, New York for contract year 2026",
      "text": "The CMS CY2026 Medicare Landscape Files record 60 Medicare Advantage and Part D plans available in Schenectady, New York. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total.",
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      "name": "Monthly premiums for Medicare plans in Schenectady, New York range from $0.00/mo to $220.00/mo (CY2026)",
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        "value": "$0.00/mo–$220.00/mo monthly consolidated premium",
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      "falsifier": "Verify in the CMS CY2026 Medicare Landscape Files for Schenectady, New York. Falsified if the CMS-published per-plan premium figures differ."
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    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/ny/schenectady/star-ratings",
      "@type": "schema:Claim",
      "name": "CMS assigned star ratings to 54 of 60 Medicare plans in Schenectady, New York (CY2026); average overall: 3.6 stars",
      "text": "CMS issued Overall star ratings (1–5 stars) to 54 of 60 Medicare plans in Schenectady, New York for CY2026. The unweighted average overall star rating across rated plans is 3.6. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area.",
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      "text": "This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in Schenectady, New York for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the \"best\" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a \"best\" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227).",
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        "value": "plan list + base premiums + CMS star ratings; NOT net cost or a ranking",
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            "contract_plan_id": "H0034_001",
            "plan_name": "Hamaspik Medicare Select (HMO D-SNP)",
            "category": "SNP",
            "plan_type": "HMO D-SNP",
            "organization": "Hamaspik, Inc.",
            "monthly_premium_usd": 34.5,
            "overall_stars": 3,
            "moop_in_network_usd": 9250,
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          "item": {
            "contract_plan_id": "H2001_063",
            "plan_name": "UHC Dual Complete NY-S001 (PPO D-SNP)",
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            "plan_type": "PPO D-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 52.8,
            "overall_stars": 4.5,
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          "item": {
            "contract_plan_id": "H2292_001",
            "plan_name": "UHC Nursing Home Plan NY-F001 (PPO I-SNP)",
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            "plan_type": "PPO I-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 58.8,
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          "item": {
            "contract_plan_id": "H2775_106",
            "plan_name": "Wellcare Simple Open (PPO)",
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            "plan_type": "PPO",
            "organization": "Wellcare",
            "monthly_premium_usd": 0,
            "overall_stars": 3,
            "moop_in_network_usd": 9250,
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            "contract_plan_id": "H2775_111",
            "plan_name": "Wellcare Giveback Open (PPO)",
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            "plan_type": "PPO",
            "organization": "Wellcare",
            "monthly_premium_usd": 0,
            "overall_stars": 3,
            "moop_in_network_usd": 9250,
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            "contract_plan_id": "H2775_112",
            "plan_name": "Wellcare Dual Access Open (PPO D-SNP)",
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            "plan_type": "PPO D-SNP",
            "organization": "Wellcare",
            "monthly_premium_usd": 58.8,
            "overall_stars": 3,
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            "contract_plan_id": "H2775_113",
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            "moop_in_network_usd": 9250,
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            "contract_plan_id": "H2816_013",
            "plan_name": "Wellcare Premium Ultra (PFFS)",
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            "organization": "Wellcare",
            "monthly_premium_usd": 127,
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            "moop_in_network_usd": 3400,
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            "contract_plan_id": "H2816_037",
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            "contract_plan_id": "H2816_038",
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            "moop_in_network_usd": 6700,
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            "contract_plan_id": "H3305_020",
            "plan_name": "MVP Medicare Preferred Gold without Part D (HMO-POS)",
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            "plan_type": "HMO-POS",
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            "overall_stars": 4,
            "moop_in_network_usd": 7200,
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            "plan_name": "MVP Medicare Secure Plus with Part D (HMO-POS)",
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            "contract_plan_id": "H3305_033",
            "plan_name": "MVP DualAccess (HMO D-SNP)",
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            "plan_name": "MVP DualAccess Complete (HMO D-SNP)",
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            "plan_type": "HMO D-SNP",
            "organization": "MVP HEALTH CARE",
            "monthly_premium_usd": 58.8,
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            "moop_in_network_usd": 9250,
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          "item": {
            "contract_plan_id": "H3312_062",
            "plan_name": "Aetna Medicare Signature (HMO)",
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            "plan_type": "HMO",
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            "contract_plan_id": "H3312_070",
            "plan_name": "Aetna Medicare Full Dual (HMO D-SNP)",
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            "plan_type": "HMO D-SNP",
            "organization": "Aetna Medicare",
            "monthly_premium_usd": 23.1,
            "overall_stars": 3,
            "moop_in_network_usd": 9250,
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          "item": {
            "contract_plan_id": "H3312_089",
            "plan_name": "Aetna Medicare Partial Dual (HMO D-SNP)",
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            "plan_type": "HMO D-SNP",
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            "monthly_premium_usd": 5.9,
            "overall_stars": 3,
            "moop_in_network_usd": 9250,
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          "item": {
            "contract_plan_id": "H3330_048",
            "plan_name": "EmblemHealth VIP Value (HMO-POS)",
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            "plan_type": "HMO-POS",
            "organization": "EmblemHealth",
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          "item": {
            "contract_plan_id": "H3379_052",
            "plan_name": "AARP Medicare Advantage from UHC NY-29 (HMO-POS)",
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          "item": {
            "contract_plan_id": "H3379_056",
            "plan_name": "UHC Complete Care NY-33 (HMO-POS C-SNP)",
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          "item": {
            "contract_plan_id": "H3379_060",
            "plan_name": "AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS)",
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            "contract_plan_id": "H3384_013",
            "plan_name": "Senior Blue 652 (HMO)",
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            "plan_type": "HMO",
            "organization": "Highmark Blue Cross Blue Shield or Highmark Blue Shield",
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            "moop_in_network_usd": 6700,
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            "contract_plan_id": "H3387_013",
            "plan_name": "UHC Dual Complete NY-Y001 (HMO-POS D-SNP)",
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            "moop_in_network_usd": 9250,
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          "item": {
            "contract_plan_id": "H3387_014",
            "plan_name": "UHC Dual Complete NY-S002 (HMO-POS D-SNP)",
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            "plan_type": "HMO-POS D-SNP",
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            "moop_in_network_usd": 9250,
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          "item": {
            "contract_plan_id": "H3387_015",
            "plan_name": "UHC Dual Complete NY-Q001 (HMO-POS D-SNP)",
            "category": "SNP",
            "plan_type": "HMO-POS D-SNP",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 31,
            "overall_stars": 4,
            "moop_in_network_usd": 9250,
            "snp": "No"
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          "item": {
            "contract_plan_id": "H3388_001",
            "plan_name": "CDPHP Core (HMO)",
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            "plan_type": "HMO",
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            "overall_stars": 4.5,
            "moop_in_network_usd": 6100,
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          "item": {
            "contract_plan_id": "H3388_002",
            "plan_name": "CDPHP Choice Rx (HMO)",
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            "plan_type": "HMO",
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            "contract_plan_id": "H3388_014",
            "plan_name": "CDPHP $0 Medicare Rx (HMO)",
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            "contract_plan_id": "H3388_020",
            "plan_name": "CDPHP Clear Rx (HMO)",
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            "plan_type": "HMO",
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            "overall_stars": 4.5,
            "moop_in_network_usd": 6400,
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            "contract_plan_id": "H3418_004",
            "plan_name": "AARP Medicare Advantage from UHC NY-0015 (PPO)",
            "category": "MA-PD",
            "plan_type": "PPO",
            "organization": "UnitedHealthcare",
            "monthly_premium_usd": 48,
            "overall_stars": 3.5,
            "moop_in_network_usd": 7900,
            "snp": "No"
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