name = "Atlas Commons research objects — Medicare plans in McMinn, Tennessee (CY2026)"
description = "CMS CY2026 Medicare Advantage and Part D plans available in McMinn, Tennessee: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tn/mcminn.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tn/mcminn/plan-count"
warrant = "DERIVED"
name = "48 Medicare plans are available in McMinn, Tennessee for contract year 2026"
text = "The CMS CY2026 Medicare Landscape Files record 48 Medicare Advantage and Part D plans available in McMinn, Tennessee. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "occurred=TRUE: a faithful COUNT/SUM/total over the named record set that introduces NO modeling choice — it IS the case in the record. adjudged=FALSE: Atlas Commons computed the aggregate; CMS CY2026 Medicare Landscape Files published the underlying records, NOT this figure. Re-count it from the named source to verify. Distinct from a median/ratio/index (which picks a population, weighting, denominator, or threshold — a constructed statistic → 'derived', occurred=FALSE) and from an authority-published total (→ 'recorded', adjudged=TRUE)."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tn/mcminn/premium-range"
warrant = "RECORDED"
name = "Monthly premiums for Medicare plans in McMinn, Tennessee range from $0.00/mo to $147.00/mo (CY2026)"
text = "The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for McMinn, Tennessee. Across the 48 plans with a published premium, the range is $0.00/mo to $147.00/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "Verify in the CMS CY2026 Medicare Landscape Files for McMinn, Tennessee. Falsified if the CMS-published per-plan premium figures differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tn/mcminn/star-ratings"
warrant = "PROJECTED"
name = "CMS assigned star ratings to 48 of 48 Medicare plans in McMinn, Tennessee (CY2026); average overall: 3.7 stars"
text = "CMS issued Overall star ratings (1–5 stars) to 48 of 48 Medicare plans in McMinn, Tennessee for CY2026. The unweighted average overall star rating across rated plans is 3.7; 2 plans received 5 stars. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "Verify CMS star ratings for these contract IDs at the CMS Medicare Plan Finder or the CMS star ratings dataset. Falsified if the CMS-published ratings for these contracts differ. Note: PDP-only plans and newly contracted plans may not have an overall star rating — the 0 unrated plans in this county are not rated, not unqualified."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tn/mcminn/boundary"
warrant = "INTERPRETATION"
name = "What these Medicare plan figures are — and are NOT — for McMinn, Tennessee (the epistemic boundary)"
text = "This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in McMinn, Tennessee for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the \"best\" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a \"best\" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227)."
source = "Coverage Atlas framing (over the CMS facts above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tn/mcminn"
falsifier = "occurred=FALSE (a framing) and adjudged=FALSE (the atlas's reading, not a CMS verdict) — the LOWEST-warrant claim here."

[[medicarePlans]]
contract_plan_id = "H0251_002"
plan_name = "UHC Dual Complete TN-S001 (HMO-POS D-SNP)"
category = "SNP"
plan_type = "HMO-POS D-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 19.1
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0251_004"
plan_name = "UHC Dual Complete TN-Y001 (HMO-POS D-SNP)"
category = "SNP"
plan_type = "HMO-POS D-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 27.7
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0251_008"
plan_name = "UHC Dual Complete TN-Y2 (HMO-POS D-SNP)"
category = "SNP"
plan_type = "HMO-POS D-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 27.7
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H1416_035"
plan_name = "Wellcare Dual Access (HMO-POS D-SNP)"
category = "SNP"
plan_type = "HMO-POS D-SNP"
organization = "Wellcare"
monthly_premium_usd = 24.2
overall_stars = 3
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H1416_042"
plan_name = "Wellcare Assist (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellcare"
monthly_premium_usd = 27.7
overall_stars = 3
moop_in_network_usd = 4800
snp = "No"

[[medicarePlans]]
contract_plan_id = "H1416_061"
plan_name = "Wellcare Patriot Giveback (HMO-POS)"
category = "MA"
plan_type = "HMO-POS"
organization = "Wellcare"
monthly_premium_usd = "N/A"
overall_stars = 3
moop_in_network_usd = 4800
snp = "No"

[[medicarePlans]]
contract_plan_id = "H1416_077"
plan_name = "Wellcare Simple (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellcare"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 4800
snp = "No"

[[medicarePlans]]
contract_plan_id = "H1416_079"
plan_name = "Wellcare Giveback (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellcare"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H1416_083"
plan_name = "Wellcare Assist (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellcare"
monthly_premium_usd = 23.9
overall_stars = 3
moop_in_network_usd = 4800
snp = "No"

[[medicarePlans]]
contract_plan_id = "H2001_104"
plan_name = "UHC Medicare Advantage TC-0001 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 4.5
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3259_001"
plan_name = "BlueCare Plus (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "BlueCare Plus Tennessee"
monthly_premium_usd = 27.7
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3259_002"
plan_name = "BlueCare Plus Choice (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "BlueCare Plus Tennessee"
monthly_premium_usd = 27.7
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3259_003"
plan_name = "BlueCare Plus Select (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "BlueCare Plus Tennessee"
monthly_premium_usd = 27.7
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4172_001"
plan_name = "NHC Advantage (HMO I-SNP)"
category = "SNP"
plan_type = "HMO I-SNP"
organization = "NHC Advantage"
monthly_premium_usd = 31
overall_stars = 5
moop_in_network_usd = 8100
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4172_003"
plan_name = "Senior Care (HMO I-SNP)"
category = "SNP"
plan_type = "HMO I-SNP"
organization = "NHC Advantage"
monthly_premium_usd = 0
overall_stars = 5
moop_in_network_usd = 5000
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4461_004"
plan_name = "Humana USAA Honor Giveback (HMO)"
category = "MA"
plan_type = "HMO"
organization = "Humana"
monthly_premium_usd = "N/A"
overall_stars = 4
moop_in_network_usd = 3750
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4461_022"
plan_name = "Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Humana"
monthly_premium_usd = 13
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4461_035"
plan_name = "Humana Gold Plus H4461-035 (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Humana"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 3600
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4461_038"
plan_name = "Humana Gold Plus SNP-DE H4461-038 (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Humana"
monthly_premium_usd = 15.2
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4461_040"
plan_name = "Humana Gold Plus H4461-040 (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Humana"
monthly_premium_usd = 74
overall_stars = 4
moop_in_network_usd = 1900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4461_041"
plan_name = "Humana Gold Plus H4461-041 (HMO)"
category = "MA-PD"
plan_type = "HMO"
organization = "Humana"
monthly_premium_usd = 10
overall_stars = 4
moop_in_network_usd = 3200
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_097"
plan_name = "HumanaChoice H5216-097 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 55
overall_stars = 3.5
moop_in_network_usd = 8850
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_180"
plan_name = "Humana Value Plus H5216-180 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 27.7
overall_stars = 3.5
moop_in_network_usd = 4900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_235"
plan_name = "Humana USAA Honor Giveback (PPO)"
category = "MA"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 3400
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_416"
plan_name = "Humana Together in Health (PPO I-SNP)"
category = "SNP"
plan_type = "PPO I-SNP"
organization = "Humana"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_453"
plan_name = "Humana Together in Health Select (PPO I-SNP)"
category = "SNP"
plan_type = "PPO I-SNP"
organization = "Humana"
monthly_premium_usd = 138
overall_stars = 3.5
moop_in_network_usd = 4900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5253_047"
plan_name = "AARP Medicare Advantage from UHC TC-0002 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 4200
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5253_048"
plan_name = "AARP Medicare Advantage from UHC TC-0003 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 42
overall_stars = 4
moop_in_network_usd = 3500
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5253_113"
plan_name = "AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS)"
category = "MA"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = "N/A"
overall_stars = 4
moop_in_network_usd = 3900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5253_121"
plan_name = "AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5253_193"
plan_name = "UHC Complete Care TC-0005 (HMO-POS C-SNP)"
category = "SNP"
plan_type = "HMO-POS C-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 4900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5253_194"
plan_name = "UHC Complete Care Support TC-6 (HMO-POS C-SNP)"
category = "SNP"
plan_type = "HMO-POS C-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 27.3
overall_stars = 4
moop_in_network_usd = 4900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5828_001"
plan_name = "Wellpoint Full Dual Advantage Support (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Wellpoint"
monthly_premium_usd = 27.7
overall_stars = 3
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5828_002"
plan_name = "Wellpoint Full Dual Advantage (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Wellpoint"
monthly_premium_usd = 1.9
overall_stars = 3
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5828_008"
plan_name = "Wellpoint Extra Help (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellpoint"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 9000
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5828_013"
plan_name = "Wellpoint Medicare Advantage (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellpoint"
monthly_premium_usd = 19
overall_stars = 3
moop_in_network_usd = 6750
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5828_016"
plan_name = "Wellpoint Medicare Advantage 2 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Wellpoint"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 6460
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5828_018"
plan_name = "Wellpoint Full Dual Advantage 2 (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Wellpoint"
monthly_premium_usd = 0
overall_stars = 3
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7617_088"
plan_name = "Humana Value Plus H7617-088 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 27.7
overall_stars = 4.5
moop_in_network_usd = 4900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7917_010"
plan_name = "BlueAdvantage Diamond (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "BlueCross BlueShield of Tennessee"
monthly_premium_usd = 147
overall_stars = 4
moop_in_network_usd = 2975
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7917_014"
plan_name = "BlueAdvantage Ruby (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "BlueCross BlueShield of Tennessee"
monthly_premium_usd = 92
overall_stars = 4
moop_in_network_usd = 3850
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7917_030"
plan_name = "BlueAdvantage Sapphire (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "BlueCross BlueShield of Tennessee"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 4200
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7917_039"
plan_name = "BlueAdvantage Freedom (PPO)"
category = "MA"
plan_type = "PPO"
organization = "BlueCross BlueShield of Tennessee"
monthly_premium_usd = "N/A"
overall_stars = 4
moop_in_network_usd = 3200
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7917_041"
plan_name = "BlueAdvantage Extra (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "BlueCross BlueShield of Tennessee"
monthly_premium_usd = 27.6
overall_stars = 4
moop_in_network_usd = 5100
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7917_044"
plan_name = "BlueAdvantage Total Heart and Diabetes (PPO C-SNP)"
category = "SNP"
plan_type = "PPO C-SNP"
organization = "BlueCross BlueShield of Tennessee"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7917_046"
plan_name = "BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP)"
category = "SNP"
plan_type = "PPO C-SNP"
organization = "BlueCross BlueShield of Tennessee"
monthly_premium_usd = 27.7
overall_stars = 4
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "R0110_017"
plan_name = "HumanaChoice R0110-017 (Regional PPO)"
category = "MA"
plan_type = "Regional PPO"
organization = "Humana"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 4650
snp = "No"

[[medicarePlans]]
contract_plan_id = "R0110_018"
plan_name = "HumanaChoice R0110-018 (Regional PPO)"
category = "MA-PD"
plan_type = "Regional PPO"
organization = "Humana"
monthly_premium_usd = 86
overall_stars = 3.5
moop_in_network_usd = 6500
snp = "No"
