---
title: Atlas Commons research objects — Medicare plans in Karnes, Texas (CY2026)
license: CC0-1.0
source: CMS CY2026 Medicare Landscape Files
---

# Atlas Commons research objects — Medicare plans in Karnes, Texas (CY2026)

CMS CY2026 Medicare Advantage and Part D plans available in Karnes, Texas: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0.

## Claims

### 46 Medicare plans are available in Karnes, Texas for contract year 2026

**DERIVED.** The CMS CY2026 Medicare Landscape Files record 46 Medicare Advantage and Part D plans available in Karnes, Texas. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total.

Source: CMS CY2026 Medicare Landscape Files — https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information
Falsifier: occurred=TRUE: a faithful COUNT/SUM/total over the named record set that introduces NO modeling choice — it IS the case in the record. adjudged=FALSE: Atlas Commons computed the aggregate; CMS CY2026 Medicare Landscape Files published the underlying records, NOT this figure. Re-count it from the named source to verify. Distinct from a median/ratio/index (which picks a population, weighting, denominator, or threshold — a constructed statistic → 'derived', occurred=FALSE) and from an authority-published total (→ 'recorded', adjudged=TRUE).

### Monthly premiums for Medicare plans in Karnes, Texas range from $0.00/mo to $110.00/mo (CY2026)

**RECORDED.** The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for Karnes, Texas. Across the 46 plans with a published premium, the range is $0.00/mo to $110.00/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost.

Source: CMS CY2026 Medicare Landscape Files — https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information
Falsifier: Verify in the CMS CY2026 Medicare Landscape Files for Karnes, Texas. Falsified if the CMS-published per-plan premium figures differ.

### CMS assigned star ratings to 46 of 46 Medicare plans in Karnes, Texas (CY2026); average overall: 4.0 stars

**PROJECTED.** CMS issued Overall star ratings (1–5 stars) to 46 of 46 Medicare plans in Karnes, Texas for CY2026. The unweighted average overall star rating across rated plans is 4.0; 10 plans received 5 stars. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area.

Source: CMS CY2026 Medicare Landscape Files — https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information
Falsifier: Verify CMS star ratings for these contract IDs at the CMS Medicare Plan Finder or the CMS star ratings dataset. Falsified if the CMS-published ratings for these contracts differ. Note: PDP-only plans and newly contracted plans may not have an overall star rating — the 0 unrated plans in this county are not rated, not unqualified.

### What these Medicare plan figures are — and are NOT — for Karnes, Texas (the epistemic boundary)

**INTERPRETATION.** This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in Karnes, Texas for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the "best" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a "best" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227).

Source: Coverage Atlas framing (over the CMS facts above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tx/karnes
Falsifier: occurred=FALSE (a framing) and adjudged=FALSE (the atlas's reading, not a CMS verdict) — the LOWEST-warrant claim here.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tx/karnes.jsonld`

## Data

### Medicare plans in Karnes, Texas (CY2026) — all RECORDED/DETERMINATION

Plan list from the CMS CY2026 Medicare Landscape Files. Premiums = RECORDED (CMS-published per-plan figures). Star ratings = DETERMINATION (CMS-issued institutional quality ratings). Plan count = AGGREGATED (Atlas Commons counted the rows; CMS published them).

| contract_plan_id | plan_name | category | plan_type | organization | monthly_premium_usd | overall_stars | moop_in_network_usd | snp |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| H0609_050 | AARP Medicare Advantage Essentials from UHC TX-21 (HMO-POS) | MA-PD | HMO-POS | UnitedHealthcare | 0 | 4.5 | 4200 | No |
| H0609_056 | AARP Medicare Advantage Patriot No Rx TX-MA03 (HMO-POS) | MA | HMO-POS | UnitedHealthcare | N/A | 4.5 | 6700 | No |
| H0609_058 | UHC Complete Care TX-24 (HMO-POS C-SNP) | SNP | HMO-POS C-SNP | UnitedHealthcare | 0 | 4.5 | 4200 | No |
| H0609_063 | AARP Medicare Advantage Extras from UHC TX-28 (HMO-POS) | MA-PD | HMO-POS | UnitedHealthcare | 0 | 4.5 | 4700 | No |
| H0609_067 | AARP Medicare Advantage Giveback from UHC TX-40 (HMO-POS) | MA-PD | HMO-POS | UnitedHealthcare | 0 | 4.5 | 6700 | No |
| H0609_071 | AARP Medicare Advantage from UHC TX-0043 (HMO-POS) | MA-PD | HMO-POS | UnitedHealthcare | 27 | 4.5 | 4200 | No |
| H0609_078 | AARP Medicare Advantage CareFlex from UHC TX-45 (HMO-POS) | MA-PD | HMO-POS | UnitedHealthcare | 0 | 4.5 | 6700 | No |
| H2593_045 | Wellpoint Full Dual Advantage Aligned (HMO D-SNP) | SNP | HMO D-SNP | Wellpoint | 0 | 3.5 | 9250 | No |
| H3288_046 | Aetna Medicare Signature (PPO) | MA-PD | PPO | Aetna Medicare | 0 | 3.5 | 6750 | No |
| H3288_048 | Aetna Medicare Value Plus (PPO) | MA-PD | PPO | Aetna Medicare | 4.8 | 3.5 | 7500 | No |
| H4054_001 | Provider Partners Texas Advantage Plan (HMO I-SNP) | SNP | HMO I-SNP | Provider Partners Health Plans | 4.8 | 4 | 9250 | No |
| H4523_034 | Aetna Medicare Full Dual Care (HMO D-SNP) | SNP | HMO D-SNP | Aetna Medicare | 0 | 4 | 9250 | No |
| H4523_041 | Aetna Medicare Partial Dual Care (HMO D-SNP) | SNP | HMO D-SNP | Aetna Medicare | 4.6 | 4 | 9250 | No |
| H5015_001 | Texas Independence Health Plan, Inc. (HMO I-SNP) | SNP | HMO I-SNP | Texas Independence Health Plan | 4.8 | 5 | 9250 | No |
| H5015_002 | Texas Independence Community Plan (HMO I-SNP) | SNP | HMO I-SNP | Texas Independence Health Plan | 4.8 | 5 | 9250 | No |
| H5216_128 | Humana USAA Honor Giveback (PPO) | MA | PPO | Humana | N/A | 3.5 | 6750 | No |
| H5216_348 | Humana USAA Honor Giveback (PPO) | MA | PPO | Humana | N/A | 3.5 | 7900 | No |
| H5216_369 | Humana Together in Health (PPO I-SNP) | SNP | PPO I-SNP | Humana | 0 | 3.5 | 9250 | No |
| H5294_011 | Wellcare Simple (HMO) | MA-PD | HMO | Wellcare | 0 | 3.5 | 3450 | No |
| H5294_013 | Wellcare Assist (HMO) | MA-PD | HMO | Wellcare | 4.8 | 3.5 | 3700 | No |
| H5294_014 | Wellcare Patriot Simple (HMO) | MA | HMO | Wellcare | N/A | 3.5 | 3400 | No |
| H5294_015 | Wellcare Dual Access (HMO D-SNP) | SNP | HMO D-SNP | Wellcare | 4.8 | 3.5 | 9250 | No |
| H5294_022 | Wellcare Dual Liberty Sync (HMO D-SNP) | SNP | HMO D-SNP | Wellcare | 4.8 | 3.5 | 9250 | No |
| H5322_025 | UHC Dual Complete TX-D007 (HMO-POS D-SNP) | SNP | HMO-POS D-SNP | UnitedHealthcare | 0 | 3.5 | 9250 | No |
| H5322_038 | UHC Dual Complete TX-V010 (HMO-POS D-SNP) | SNP | HMO-POS D-SNP | UnitedHealthcare | 0 | 3.5 | 4200 | No |
| H5322_046 | UHC Dual Complete TX-S5 (HMO-POS D-SNP) | SNP | HMO-POS D-SNP | UnitedHealthcare | 0 | 3.5 | 9250 | No |
| H7617_027 | HumanaChoice H7617-027 (PPO) | MA-PD | PPO | Humana | 36 | 4.5 | 7650 | No |
| H7617_062 | Humana USAA Honor Giveback (PPO) | MA | PPO | Humana | N/A | 4.5 | 7900 | No |
| H7993_003 | DEVOTED CORE 003 TX (HMO) | MA-PD | HMO | Devoted Health | 0 | 5 | 3900 | No |
| H7993_004 | DEVOTED CORE 004 TX (HMO) | MA-PD | HMO | Devoted Health | 0 | 5 | 3900 | No |
| H7993_012 | DEVOTED DUAL 012 TX (HMO D-SNP) | SNP | HMO D-SNP | Devoted Health | 4.8 | 5 | 9250 | No |
| H7993_020 | DEVOTED MA ONLY 020 TX (HMO) | MA | HMO | Devoted Health | N/A | 5 | 9250 | No |
| H7993_021 | DEVOTED GIVEBACK 021 TX (HMO) | MA-PD | HMO | Devoted Health | 0 | 5 | 9250 | No |
| H7993_033 | DEVOTED C-SNP PLUS 033 TX (HMO C-SNP) | SNP | HMO C-SNP | Devoted Health | 4.8 | 5 | 9250 | No |
| H7993_041 | DEVOTED DUAL FULL 041 TX (HMO D-SNP) | SNP | HMO D-SNP | Devoted Health | 4.8 | 5 | 9250 | No |
| H7993_046 | DEVOTED C-SNP 046 TX (HMO C-SNP) | SNP | HMO C-SNP | Devoted Health | 0 | 5 | 4450 | No |
| H8597_001 | Aetna Medicare Dual Care (HMO D-SNP) | SNP | HMO D-SNP | Aetna Medicare | 0 | 3.5 | 9250 | No |
| H8634_033 | Blue Cross Medicare Advantage Preferred (PPO) | MA-PD | PPO | Blue Cross and Blue Shield of IL, NM, OK, TX | 110 | 3 | 8000 | No |
| H9706_002 | Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) | SNP | HMO D-SNP | Blue Cross and Blue Shield of Texas | 4.8 | 2.5 | 9250 | No |
| R4182_001 | HumanaChoice R4182-001 (Regional PPO) | MA | Regional PPO | Humana | N/A | 3.5 | 5950 | No |
| R4182_003 | HumanaChoice R4182-003 (Regional PPO) | MA-PD | Regional PPO | Humana | 97 | 3.5 | 7650 | No |
| R4182_004 | HumanaChoice R4182-004 (Regional PPO) | MA-PD | Regional PPO | Humana | 44 | 3.5 | 7650 | No |
| R6801_008 | UHC Complete Care Support TX-1A (Regional PPO C-SNP) | SNP | Regional PPO C-SNP | UnitedHealthcare | 0 | 3.5 | 9250 | No |
| R6801_009 | UHC Complete Care TX-29 (Regional PPO C-SNP) | SNP | Regional PPO C-SNP | UnitedHealthcare | 57 | 3.5 | 7900 | No |
| R6801_011 | UHC Dual Complete TX-S001 (Regional PPO D-SNP) | SNP | Regional PPO D-SNP | UnitedHealthcare | 4.8 | 3.5 | 9250 | No |
| R6801_012 | UHC Medicare Advantage TX-0030 (Regional PPO) | MA-PD | Regional PPO | UnitedHealthcare | 102 | 3.5 | 8200 | No |