name = "Atlas Commons research objects — Medicare plans in McLennan, Texas (CY2026)"
description = "CMS CY2026 Medicare Advantage and Part D plans available in McLennan, Texas: plan count (AGGREGATED), premium range (RECORDED from CMS Landscape Files), CMS star ratings (DETERMINATION — CMS-issued institutional quality rating), and epistemic boundary (INTERPRETATION). Premiums are base plan premiums; actual cost depends on Part B premium, IRMAA, and LIS. Star ratings are CMS quality scores. This surface informs; it does not rank or advise. Use medicare.gov/plan-compare to enroll. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tx/mclennan.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tx/mclennan/plan-count"
warrant = "DERIVED"
name = "46 Medicare plans are available in McLennan, Texas for contract year 2026"
text = "The CMS CY2026 Medicare Landscape Files record 46 Medicare Advantage and Part D plans available in McLennan, Texas. Atlas Commons counted the rows; CMS published the underlying plan×county records, not this county-level total."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "occurred=TRUE: a faithful COUNT/SUM/total over the named record set that introduces NO modeling choice — it IS the case in the record. adjudged=FALSE: Atlas Commons computed the aggregate; CMS CY2026 Medicare Landscape Files published the underlying records, NOT this figure. Re-count it from the named source to verify. Distinct from a median/ratio/index (which picks a population, weighting, denominator, or threshold — a constructed statistic → 'derived', occurred=FALSE) and from an authority-published total (→ 'recorded', adjudged=TRUE)."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tx/mclennan/premium-range"
warrant = "RECORDED"
name = "Monthly premiums for Medicare plans in McLennan, Texas range from $0.00/mo to $255.00/mo (CY2026)"
text = "The CMS CY2026 Medicare Landscape Files publish per-plan monthly consolidated premiums for McLennan, Texas. Across the 46 plans with a published premium, the range is $0.00/mo to $255.00/mo. These are the plan's base monthly premium — your actual cost depends on income-related adjustments (IRMAA), any applicable Low Income Subsidy (LIS/Extra Help), and your Part B premium. A $0 plan premium does not mean $0 total cost."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "Verify in the CMS CY2026 Medicare Landscape Files for McLennan, Texas. Falsified if the CMS-published per-plan premium figures differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tx/mclennan/star-ratings"
warrant = "PROJECTED"
name = "CMS assigned star ratings to 45 of 46 Medicare plans in McLennan, Texas (CY2026); average overall: 3.8 stars"
text = "CMS issued Overall star ratings (1–5 stars) to 45 of 46 Medicare plans in McLennan, Texas for CY2026. The unweighted average overall star rating across rated plans is 3.8. Star ratings are CMS quality scores — an institutional determination, not a measured event. A higher rating reflects better performance across CMS quality measures. Ratings cover the contract's overall performance, not this county specifically; a plan may be available in your county with a rating earned across its full service area."
source = "CMS CY2026 Medicare Landscape Files"
sourceUrl = "https://www.cms.gov/medicare/health-drug-plans/medicare-advantage/plan-information/plan-information"
falsifier = "Verify CMS star ratings for these contract IDs at the CMS Medicare Plan Finder or the CMS star ratings dataset. Falsified if the CMS-published ratings for these contracts differ. Note: PDP-only plans and newly contracted plans may not have an overall star rating — the 1 unrated plan in this county are not rated, not unqualified."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tx/mclennan/boundary"
warrant = "INTERPRETATION"
name = "What these Medicare plan figures are — and are NOT — for McLennan, Texas (the epistemic boundary)"
text = "This page lists Medicare Advantage (MA) and Part D Prescription Drug Plan (PDP) plans available in McLennan, Texas for CY2026, with their CMS-published base premiums and CMS star ratings. The premiums shown are the PLAN's base monthly premium — your actual monthly cost depends on the Part B premium (deducted from Social Security for most enrollees), income-related premium adjustments (IRMAA), and any Low Income Subsidy (Extra Help). A star rating is CMS's quality score for the plan's overall performance — a higher rating is generally better, but the \"best\" plan depends on your specific prescriptions, preferred doctors, and budget. This surface informs and compares; it does NOT rank plans, recommend a \"best\" plan, or account for your individual situation. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder at medicare.gov/plan-compare. For free, unbiased help, contact your State Health Insurance Assistance Program (SHIP) or call 1-800-MEDICARE (1-800-633-4227)."
source = "Coverage Atlas framing (over the CMS facts above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/medicare-plans/tx/mclennan"
falsifier = "occurred=FALSE (a framing) and adjudged=FALSE (the atlas's reading, not a CMS verdict) — the LOWEST-warrant claim here."

[[medicarePlans]]
contract_plan_id = "H0174_004"
plan_name = "Wellcare Dual Access (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Wellcare"
monthly_premium_usd = 4.8
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0174_006"
plan_name = "Wellcare Dual Liberty (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Wellcare"
monthly_premium_usd = 4.8
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0174_022"
plan_name = "Wellcare Dual Reserve (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Wellcare"
monthly_premium_usd = 4.8
overall_stars = 4
moop_in_network_usd = 3450
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0174_025"
plan_name = "Wellcare Dual Liberty Sync (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Wellcare"
monthly_premium_usd = 4.8
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H0710_020"
plan_name = "UHC Nursing Home Plan TX-F001 (PPO I-SNP)"
category = "SNP"
plan_type = "PPO I-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 4.8
overall_stars = 4.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H2032_002"
plan_name = "BSW SeniorCare Advantage Basic (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Baylor Scott & White Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 6750
snp = "No"

[[medicarePlans]]
contract_plan_id = "H2032_003"
plan_name = "BSW SeniorCare Advantage Platinum (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Baylor Scott & White Health Plan"
monthly_premium_usd = 135
overall_stars = 4
moop_in_network_usd = 4600
snp = "No"

[[medicarePlans]]
contract_plan_id = "H2293_014"
plan_name = "Aetna Medicare Signature Extra (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 6750
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3288_008"
plan_name = "Aetna Medicare Signature (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 6750
snp = "No"

[[medicarePlans]]
contract_plan_id = "H3288_051"
plan_name = "Aetna Medicare Eagle (PPO)"
category = "MA"
plan_type = "PPO"
organization = "Aetna Medicare"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 4900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4054_001"
plan_name = "Provider Partners Texas Advantage Plan (HMO I-SNP)"
category = "SNP"
plan_type = "HMO I-SNP"
organization = "Provider Partners Health Plans"
monthly_premium_usd = 4.8
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4514_021"
plan_name = "UHC Dual Complete TX-S003 (HMO-POS D-SNP)"
category = "SNP"
plan_type = "HMO-POS D-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 0.4
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4523_030"
plan_name = "Aetna Medicare Full Dual Care (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4523_044"
plan_name = "Aetna Medicare Partial Dual Care (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4527_002"
plan_name = "AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 4.5
moop_in_network_usd = 5900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4527_024"
plan_name = "AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS)"
category = "MA"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = "N/A"
overall_stars = 4.5
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4527_052"
plan_name = "AARP Medicare Advantage from UHC TX-46 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 21
overall_stars = 4.5
moop_in_network_usd = 5500
snp = "No"

[[medicarePlans]]
contract_plan_id = "H4527_053"
plan_name = "AARP Medicare Advantage CareFlex from UHC TX-47 (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 4.5
moop_in_network_usd = 6700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_043"
plan_name = "HumanaChoice H5216-043 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 20
overall_stars = 3.5
moop_in_network_usd = 7700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_128"
plan_name = "Humana USAA Honor Giveback (PPO)"
category = "MA"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 6750
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_348"
plan_name = "Humana USAA Honor Giveback (PPO)"
category = "MA"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 7900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_369"
plan_name = "Humana Together in Health (PPO I-SNP)"
category = "SNP"
plan_type = "PPO I-SNP"
organization = "Humana"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5216_432"
plan_name = "Humana Full Access H5216-432 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 7500
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5322_025"
plan_name = "UHC Dual Complete TX-D007 (HMO-POS D-SNP)"
category = "SNP"
plan_type = "HMO-POS D-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H5322_038"
plan_name = "UHC Dual Complete TX-V010 (HMO-POS D-SNP)"
category = "SNP"
plan_type = "HMO-POS D-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 4200
snp = "No"

[[medicarePlans]]
contract_plan_id = "H6891_001"
plan_name = "American Health Advantage of Texas (HMO I-SNP)"
category = "SNP"
plan_type = "HMO I-SNP"
organization = "American Health Advantage of Texas"
monthly_premium_usd = 4.8
overall_stars = "Not rated"
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7617_029"
plan_name = "Humana Full Access H7617-029 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 0
overall_stars = 4.5
moop_in_network_usd = 7500
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7617_059"
plan_name = "HumanaChoice H7617-059 (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = 20
overall_stars = 4.5
moop_in_network_usd = 7700
snp = "No"

[[medicarePlans]]
contract_plan_id = "H7617_062"
plan_name = "Humana USAA Honor Giveback (PPO)"
category = "MA"
plan_type = "PPO"
organization = "Humana"
monthly_premium_usd = "N/A"
overall_stars = 4.5
moop_in_network_usd = 7900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8142_001"
plan_name = "BSW SeniorCare Advantage Select Rx (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Baylor Scott & White Health Plan"
monthly_premium_usd = 0
overall_stars = 4
moop_in_network_usd = 5800
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8142_002"
plan_name = "BSW SeniorCare Advantage Preferred Rx (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Baylor Scott & White Health Plan"
monthly_premium_usd = 143
overall_stars = 4
moop_in_network_usd = 4600
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8142_003"
plan_name = "BSW SeniorCare Advantage Premium Rx (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Baylor Scott & White Health Plan"
monthly_premium_usd = 255
overall_stars = 4
moop_in_network_usd = 4800
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8142_004"
plan_name = "BSW SeniorCare Advantage Select (HMO-POS)"
category = "MA"
plan_type = "HMO-POS"
organization = "Baylor Scott & White Health Plan"
monthly_premium_usd = "N/A"
overall_stars = 4
moop_in_network_usd = 5900
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8142_005"
plan_name = "BSW SeniorCare Advantage Preferred (HMO-POS)"
category = "MA"
plan_type = "HMO-POS"
organization = "Baylor Scott & White Health Plan"
monthly_premium_usd = "N/A"
overall_stars = 4
moop_in_network_usd = 4500
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8142_006"
plan_name = "BSW SeniorCare Advantage Premium (HMO-POS)"
category = "MA"
plan_type = "HMO-POS"
organization = "Baylor Scott & White Health Plan"
monthly_premium_usd = "N/A"
overall_stars = 4
moop_in_network_usd = 4500
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8142_009"
plan_name = "BSW SeniorCare Advantage Essentials (HMO-POS)"
category = "MA-PD"
plan_type = "HMO-POS"
organization = "Baylor Scott & White Health Plan"
monthly_premium_usd = 4.8
overall_stars = 4
moop_in_network_usd = 5800
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8597_002"
plan_name = "Aetna Medicare Dual Care (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Aetna Medicare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "H8634_033"
plan_name = "Blue Cross Medicare Advantage Preferred (PPO)"
category = "MA-PD"
plan_type = "PPO"
organization = "Blue Cross and Blue Shield of IL, NM, OK, TX"
monthly_premium_usd = 110
overall_stars = 3
moop_in_network_usd = 8000
snp = "No"

[[medicarePlans]]
contract_plan_id = "H9706_002"
plan_name = "Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP)"
category = "SNP"
plan_type = "HMO D-SNP"
organization = "Blue Cross and Blue Shield of Texas"
monthly_premium_usd = 4.8
overall_stars = 2.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "R4182_001"
plan_name = "HumanaChoice R4182-001 (Regional PPO)"
category = "MA"
plan_type = "Regional PPO"
organization = "Humana"
monthly_premium_usd = "N/A"
overall_stars = 3.5
moop_in_network_usd = 5950
snp = "No"

[[medicarePlans]]
contract_plan_id = "R4182_003"
plan_name = "HumanaChoice R4182-003 (Regional PPO)"
category = "MA-PD"
plan_type = "Regional PPO"
organization = "Humana"
monthly_premium_usd = 97
overall_stars = 3.5
moop_in_network_usd = 7650
snp = "No"

[[medicarePlans]]
contract_plan_id = "R4182_004"
plan_name = "HumanaChoice R4182-004 (Regional PPO)"
category = "MA-PD"
plan_type = "Regional PPO"
organization = "Humana"
monthly_premium_usd = 44
overall_stars = 3.5
moop_in_network_usd = 7650
snp = "No"

[[medicarePlans]]
contract_plan_id = "R6801_008"
plan_name = "UHC Complete Care Support TX-1A (Regional PPO C-SNP)"
category = "SNP"
plan_type = "Regional PPO C-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 0
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "R6801_009"
plan_name = "UHC Complete Care TX-29 (Regional PPO C-SNP)"
category = "SNP"
plan_type = "Regional PPO C-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 57
overall_stars = 3.5
moop_in_network_usd = 7900
snp = "No"

[[medicarePlans]]
contract_plan_id = "R6801_011"
plan_name = "UHC Dual Complete TX-S001 (Regional PPO D-SNP)"
category = "SNP"
plan_type = "Regional PPO D-SNP"
organization = "UnitedHealthcare"
monthly_premium_usd = 4.8
overall_stars = 3.5
moop_in_network_usd = 9250
snp = "No"

[[medicarePlans]]
contract_plan_id = "R6801_012"
plan_name = "UHC Medicare Advantage TX-0030 (Regional PPO)"
category = "MA-PD"
plan_type = "Regional PPO"
organization = "UnitedHealthcare"
monthly_premium_usd = 102
overall_stars = 3.5
moop_in_network_usd = 8200
snp = "No"
