# Medica Insurance Company — Medical Loss Ratio & rebates (Nebraska, 2024) — context brief

Medical Loss Ratio and rebate outcomes for Medica Insurance Company (parent group: Medica Grp, as reported) in Nebraska, 2024 MLR reporting year, by market: individual 96.5%, small group 95.7%, large group 94.0%. Met the 80/20-rule floor in every market; no rebate owed. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Medica Insurance Company spent 96.5% of individual premiums on care in NE (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Medica Insurance Company spent 95.7% of small group premiums on care in NE (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Medica Insurance Company spent 94.0% of large group premiums on care in NE (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/20305-ne.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — Medica Insurance Company (Nebraska, 2024)** (3): Individual — 96.5% — 80% — yes — $271,836,615 — $0 — — — RECORDED; Small group — 95.7% — 80% — yes — $48,640,275 — $0 — — — RECORDED; Large group — 94.0% — 85% — yes — $109,272,887 — $0 — — — RECORDED…