# Medical Mutual of Ohio — Medical Loss Ratio & rebates (GRAND TOTAL, 2024) — context brief

Medical Loss Ratio and rebate outcomes for Medical Mutual of Ohio (parent group: Medical Mutual of Ohio, as reported) in GRAND TOTAL, 2024 MLR reporting year, by market: individual 77.6%, small group 80.0%, large group 89.8%. Owed $1,759,303 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Medical Mutual of Ohio spent 77.6% of individual premiums on care in GRAND TOTAL (2024) → $1,759,303 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Medical Mutual of Ohio spent 80.0% of small group premiums on care in GRAND TOTAL (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Medical Mutual of Ohio spent 89.8% of large group premiums on care in GRAND TOTAL (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/29076-grand-total.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — Medical Mutual of Ohio (GRAND TOTAL, 2024)** (3): Individual — 77.6% — 80% — no — $68,528,268 — $1,759,303 — ≈$186 — RECORDED; Small group — 80.0% — 80% — yes — $460,073,706 — $0 — — — RECORDED; Large group — 89.8% — 85% — yes — $1,261,730,016 — $0 — — — RECORDED…