# Rocky Mountain Hospital and Medical Service, Inc., dba Anthem Blue Cross and Blue Shield — Medical Loss Ratio & rebates (Nevada, 2024) — context brief

Medical Loss Ratio and rebate outcomes for Rocky Mountain Hospital and Medical Service, Inc., dba Anthem Blue Cross and Blue Shield (parent group: Elevance Hlth Inc Grp, as reported) in Nevada, 2024 MLR reporting year, by market: small group 79.9%, large group 88.2%. Owed $107,640 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Rocky Mountain Hospital and Medical Service, Inc., dba Anthem Blue Cross and Blue Shield spent 79.9% of small group premiums on care in NV (2024) → $107,640 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Rocky Mountain Hospital and Medical Service, Inc., dba Anthem Blue Cross and Blue Shield spent 88.2% of large group premiums on care in NV (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/33670-nv.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — Rocky Mountain Hospital and Medical Service, Inc., dba Anthem Blue Cross and Blue Shield (Nevada, 2024)** (2): Small group — 79.9% — 80% — no — $112,882,788 — $107,640 — ≈$6 — RECORDED; Large group — 88.2% — 85% — yes — $536,966,649 — $0 — — — RECORDED…