# UnitedHealthcare of Ohio, Inc — Medical Loss Ratio & rebates (Ohio, 2024) — context brief

Medical Loss Ratio and rebate outcomes for UnitedHealthcare of Ohio, Inc (parent group: Unitedhealth GRP, as reported) in Ohio, 2024 MLR reporting year, by market: individual 78.4%, large group 86.9%. Owed $2,936,260 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **UnitedHealthcare of Ohio, Inc spent 78.4% of individual premiums on care in OH (2024) → $2,936,260 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **UnitedHealthcare of Ohio, Inc spent 86.9% of large group premiums on care in OH (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/33931-oh.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — UnitedHealthcare of Ohio, Inc (Ohio, 2024)** (2): Individual — 78.4% — 80% — no — $194,130,495 — $2,936,260 — ≈$101 — RECORDED; Large group — 86.9% — 85% — yes — $4,433,893 — $0 — — — RECORDED…