# BlueCross and BlueShield of South Carolina — Medical Loss Ratio & rebates (GRAND TOTAL, 2024) — context brief

Medical Loss Ratio and rebate outcomes for BlueCross and BlueShield of South Carolina (parent group: BCBS of SC Grp, as reported) in GRAND TOTAL, 2024 MLR reporting year, by market: individual 83.9%, small group 78.5%, large group 90.6%. Owed $4,851,916 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **BlueCross and BlueShield of South Carolina spent 83.9% of individual premiums on care in GRAND TOTAL (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **BlueCross and BlueShield of South Carolina spent 78.5% of small group premiums on care in GRAND TOTAL (2024) → $4,851,916 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **BlueCross and BlueShield of South Carolina spent 90.6% of large group premiums on care in GRAND TOTAL (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/38520-grand-total.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — BlueCross and BlueShield of South Carolina (GRAND TOTAL, 2024)** (3): Individual — 83.9% — 80% — yes — $2,090,435,516 — $0 — — — RECORDED; Small group — 78.5% — 80% — no — $335,831,271 — $4,851,916 — ≈$127 — RECORDED; Large group — 90.6% — 85% — yes — $1,639,843,805 — $0 — — — RECORDED…