# Aetna Health of Utah Inc. — Medical Loss Ratio & rebates (Utah, 2024) — context brief

Medical Loss Ratio and rebate outcomes for Aetna Health of Utah Inc. (parent group: CVS Health Group, as reported) in Utah, 2024 MLR reporting year, by market: individual 97.5%, large group 84.6%. Owed $175,139 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Aetna Health of Utah Inc. spent 97.5% of individual premiums on care in UT (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Aetna Health of Utah Inc. spent 84.6% of large group premiums on care in UT (2024) → $175,139 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/38927-ut.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — Aetna Health of Utah Inc. (Utah, 2024)** (2): Individual — 97.5% — 80% — yes — $392,194,405 — $0 — — — RECORDED; Large group — 84.6% — 85% — no — $44,746,791 — $175,139 — ≈$35 — RECORDED…