# UnitedHealthcare of Oklahoma, Inc. — Medical Loss Ratio & rebates (Oklahoma, 2024) — context brief

Medical Loss Ratio and rebate outcomes for UnitedHealthcare of Oklahoma, Inc. (parent group: Unitedhealth GRP, as reported) in Oklahoma, 2024 MLR reporting year, by market: individual 72.3%, small group 86.5%, large group 87.4%. Owed $6,442,896 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **UnitedHealthcare of Oklahoma, Inc. spent 72.3% of individual premiums on care in OK (2024) → $6,442,896 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **UnitedHealthcare of Oklahoma, Inc. spent 86.5% of small group premiums on care in OK (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **UnitedHealthcare of Oklahoma, Inc. spent 87.4% of large group premiums on care in OK (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/45480-ok.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — UnitedHealthcare of Oklahoma, Inc. (Oklahoma, 2024)** (3): Individual — 72.3% — 80% — no — $90,999,631 — $6,442,896 — ≈$481 — RECORDED; Small group — 86.5% — 80% — yes — $4,621,272 — $0 — — — RECORDED; Large group — 87.4% — 85% — yes — $14,289,159 — $0 — — — RECORDED…