# Anthem Blue Cross Life and Health Insurance Company, Inc. — Medical Loss Ratio & rebates (California, 2024) — context brief

Medical Loss Ratio and rebate outcomes for Anthem Blue Cross Life and Health Insurance Company, Inc. (parent group: Elevance Hlth Inc Grp, as reported) in California, 2024 MLR reporting year, by market: individual 78.7%, large group 84.3%. Owed $5,447,430 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Anthem Blue Cross Life and Health Insurance Company, Inc. spent 78.7% of individual premiums on care in CA (2024) → $1,831,530 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Anthem Blue Cross Life and Health Insurance Company, Inc. spent 84.3% of large group premiums on care in CA (2024) → $3,615,900 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/48962-ca.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — Anthem Blue Cross Life and Health Insurance Company, Inc. (California, 2024)** (2): Individual — 78.7% — 80% — no — $148,945,683 — $1,831,530 — ≈$96 — RECORDED; Large group — 84.3% — 85% — no — $530,170,911 — $3,615,900 — ≈$57 — RECORDED…