# N/A — Medical Loss Ratio & rebates (Illinois, 2024) — context brief

Medical Loss Ratio and rebate outcomes for N/A (parent group: Cigna Hlth Grp, as reported) in Illinois, 2024 MLR reporting year, by market: individual 89.4%, large group 72.6%. Owed $1,633,660 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **N/A spent 89.4% of individual premiums on care in IL (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **N/A spent 72.6% of large group premiums on care in IL (2024) → $1,633,660 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/53882-il.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — N/A (Illinois, 2024)** (2): Individual — 89.4% — 80% — yes — $43,501,705 — $0 — — — RECORDED; Large group — 72.6% — 85% — no — $14,538,106 — $1,633,660 — ≈$774 — RECORDED…