# UnitedHealthcare Insurance Company — Medical Loss Ratio & rebates (Wisconsin, 2024) — context brief

Medical Loss Ratio and rebate outcomes for UnitedHealthcare Insurance Company (parent group: Unitedhealth GRP, as reported) in Wisconsin, 2024 MLR reporting year, by market: small group 75.0%, large group 84.0%. Owed $13,861,382 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **UnitedHealthcare Insurance Company spent 75.0% of small group premiums on care in WI (2024) → $6,681,141 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **UnitedHealthcare Insurance Company spent 84.0% of large group premiums on care in WI (2024) → $7,180,241 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/59158-wi.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — UnitedHealthcare Insurance Company (Wisconsin, 2024)** (2): Small group — 75.0% — 80% — no — $141,304,638 — $6,681,141 — ≈$237 — RECORDED; Large group — 84.0% — 85% — no — $745,547,820 — $7,180,241 — ≈$63 — RECORDED…