# The United States Life Ins. Co. in the City of New York — Medical Loss Ratio & rebates (Maryland, 2024) — context brief

Medical Loss Ratio and rebate outcomes for The United States Life Ins. Co. in the City of New York (parent group: American INTL GRP, as reported) in Maryland, 2024 MLR reporting year, by market: individual 66.7%. Owed $33,928 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **The United States Life Ins. Co. in the City of New York spent 66.7% of individual premiums on care in MD (2024) → $33,928 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/59639-md.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — The United States Life Ins. Co. in the City of New York (Maryland, 2024)** (1): Individual — 66.7% — 80% — no — $264,073 — $33,928 — ≈$56 — RECORDED…