# HMO Colorado, Inc. — Medical Loss Ratio & rebates (Nevada, 2024) — context brief

Medical Loss Ratio and rebate outcomes for HMO Colorado, Inc. (parent group: Elevance Hlth Inc Grp, as reported) in Nevada, 2024 MLR reporting year, by market: individual 83.7%, small group 87.7%, large group 80.6%. Owed $1,477,318 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **HMO Colorado, Inc. spent 83.7% of individual premiums on care in NV (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **HMO Colorado, Inc. spent 87.7% of small group premiums on care in NV (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **HMO Colorado, Inc. spent 80.6% of large group premiums on care in NV (2024) → $1,477,318 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/60156-nv.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — HMO Colorado, Inc. (Nevada, 2024)** (3): Individual — 83.7% — 80% — yes — $127,544,816 — $0 — — — RECORDED; Small group — 87.7% — 80% — yes — $10,665,782 — $0 — — — RECORDED; Large group — 80.6% — 85% — no — $36,892,393 — $1,477,318 — ≈$196 — RECORDED…