# Aetna Health Inc. (a Pennsylvania corporation) — Medical Loss Ratio & rebates (Maryland, 2024) — context brief

Medical Loss Ratio and rebate outcomes for Aetna Health Inc. (a Pennsylvania corporation) (parent group: CVS Health Group, as reported) in Maryland, 2024 MLR reporting year, by market: individual 92.7%, small group 95.9%, large group 79.3%. Owed $1,282,055 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Aetna Health Inc. (a Pennsylvania corporation) spent 92.7% of individual premiums on care in MD (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Aetna Health Inc. (a Pennsylvania corporation) spent 95.9% of small group premiums on care in MD (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Aetna Health Inc. (a Pennsylvania corporation) spent 79.3% of large group premiums on care in MD (2024) → $1,282,055 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/66516-md.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — Aetna Health Inc. (a Pennsylvania corporation) (Maryland, 2024)** (3): Individual — 92.7% — 80% — yes — $12,863,472 — $0 — — — RECORDED; Small group — 95.9% — 80% — yes — $30,274,315 — $0 — — — RECORDED; Large group — 79.3% — 85% — no — $23,793,855 — $1,282,055 — ≈$391 — RECORDED…