# HMO Colorado, Inc. — Medical Loss Ratio & rebates (Colorado, 2024) — context brief

Medical Loss Ratio and rebate outcomes for HMO Colorado, Inc. (parent group: Elevance Hlth Inc Grp, as reported) in Colorado, 2024 MLR reporting year, by market: individual 78.7%, small group 98.9%, large group 91.6%. Owed $7,392,665 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **HMO Colorado, Inc. spent 78.7% of individual premiums on care in CO (2024) → $7,392,665 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **HMO Colorado, Inc. spent 98.9% of small group premiums on care in CO (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **HMO Colorado, Inc. spent 91.6% of large group premiums on care in CO (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/76680-co.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — HMO Colorado, Inc. (Colorado, 2024)** (3): Individual — 78.7% — 80% — no — $636,423,498 — $7,392,665 — ≈$79 — RECORDED; Small group — 98.9% — 80% — yes — $13,475,372 — $0 — — — RECORDED; Large group — 91.6% — 85% — yes — $76,228,127 — $0 — — — RECORDED…