# MVP Health Plan, Inc — Medical Loss Ratio & rebates (Vermont, 2024) — context brief

Medical Loss Ratio and rebate outcomes for MVP Health Plan, Inc (parent group: MVP GRP, as reported) in Vermont, 2024 MLR reporting year, by market: individual 100.9%, small group 101.9%, large group 97.9%. Met the 80/20-rule floor in every market; no rebate owed. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **MVP Health Plan, Inc spent 100.9% of individual premiums on care in VT (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **MVP Health Plan, Inc spent 101.9% of small group premiums on care in VT (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **MVP Health Plan, Inc spent 97.9% of large group premiums on care in VT (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/77566-vt.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — MVP Health Plan, Inc (Vermont, 2024)** (3): Individual — 100.9% — 80% — yes — $111,211,864 — $0 — — — RECORDED; Small group — 101.9% — 80% — yes — $131,939,172 — $0 — — — RECORDED; Large group — 97.9% — 85% — yes — $13,052,153 — $0 — — — RECORDED…