# ACN Group of California, Inc. — Medical Loss Ratio & rebates (California, 2024) — context brief

Medical Loss Ratio and rebate outcomes for ACN Group of California, Inc. (parent group: Unitedhealth GRP, as reported) in California, 2024 MLR reporting year, by market: small group 68.8%, large group 71.2%. Owed $344,368 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **ACN Group of California, Inc. spent 68.8% of small group premiums on care in CA (2024) → $2,147 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **ACN Group of California, Inc. spent 71.2% of large group premiums on care in CA (2024) → $342,221 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/78053-ca.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — ACN Group of California, Inc. (California, 2024)** (2): Small group — 68.8% — 80% — no — $23,149 — $2,147 — ≈$2 — RECORDED; Large group — 71.2% — 85% — no — $3,162,750 — $342,221 — ≈$3 — RECORDED…