# First Priority Health — Medical Loss Ratio & rebates (Pennsylvania, 2024) — context brief

Medical Loss Ratio and rebate outcomes for First Priority Health (parent group: Highmark GRP, as reported) in Pennsylvania, 2024 MLR reporting year, by market: large group 81.9%. Owed $923,410 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **First Priority Health spent 81.9% of large group premiums on care in PA (2024) → $923,410 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/83731-pa.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — First Priority Health (Pennsylvania, 2024)** (1): Large group — 81.9% — 85% — no — $29,787,431 — $923,410 — ≈$234 — RECORDED…